options for designated survivors
If at the time one passes, are the options of how your designated survivor takes the money the same for 401k, Trad IRAs, Roth IRAs. Ex: you die leave 401k to significant other does the proceeds need to be cashed out, pay taxes and then reinvested in taxable account, can or does it need to be rolled over to another 401k or Trad IRA. Same if it is a Trad IRA or Roth IRA. What are options or limitations.
i.e. i die what options does my significant other have w/ my 401k, ira, etc.