Creating a withdrawal plan is hard - after working for years to grow our stash it's been difficult to conceive of how to spend it while making it last. DW (58) and I (59) have been ER'd for nearly three years and our plan has evolved as we have learned. Maybe this can be useful for others, feel free to use or modify it if the idea could work for you.
I wanted something graphical (easy for me to understand), and simple enough for DW & DD to continue with (if I get hit by a bus
). The plan does not include specific investments but does describe our allocation percentages. The general concept is that time flows from left to right on the chart, while money flows from right to left.
If anybody has questions or comments please post them. I stop by ER.ORG almost every day and would be happy to discuss if anybody is interested.
Brian
Linear Mode
