Where you live in Minnesota makes a huge difference in rates.
If you are in a Minneapolis zip code, car insurance is extremely high, while it is much lower if you live in a suburb or outstate.
I was quoted a price of roughly $200/month for minimum liability on an 84 Honda Civic when I graduated from college in 1995 (under 25 male, but no accidents). It was about $75/month in Wisconsin, and ended up being about $100/month when I later moved to the suburbs.
Everyone I knew who had a car in college left it registered at their parents' homes.
Originally Posted by check6
I wonder just how accurate it is as MN #22 is rated more expensive than AZ #41. I have vehicles in both states and MN is cheaper by far.