Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 05-20-2009, 09:52 PM   #41
Thinks s/he gets paid by the post
Koolau's Avatar
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 3,279
Originally Posted by REWahoo View Post
You probably won't have to wonder after the first few times you do it. You'll simply end up on their "don't call us, we'll call you" list with a canceled account...
Works for me, heh, heh. More than one way to skin a (pick your protected species of the month)! After they cancel a few million other "satisfied customers" like me for their own version of "dirty tricks to play on your S-O-B credit card company", they may REALLY struggle to make a buck.

Ko'olau's Law -

Anything which can be used can be misused. Anything which can be misused will be.
Koolau is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 05-20-2009, 11:34 PM   #42
Full time employment: Posting here.
Join Date: Oct 2006
Posts: 919
Originally Posted by Koolau View Post
If suddenly your Discover or Visa (now "free") starts charging annual fees but with no "perks", will you still be OK with that? I won't. I'll either beat them at their silly game or cost them 10 times as much as they gouge me. Wonder what it would cost them if I call up every day and complain for half an hour? Wonder what it will cost them if I dispute every charge on my card - one charge per call? Sorry, it's just my policy, nothing personal, heh, heh.
My Marriott Rewards Visa was previously a no-fee card; I opted into a Marriott Rewards Visa annual fee-based card because it seemed a better deal to me than the no-fee Marriott Rewards Visa. I have several no-fee cards that I use sparingly -- just to keep them open. My point is that several people are just getting totally turned off by the fee-based cards without fully appreciating benefits that affinity relationship, fee-based cards might offer, like a points-driven program. Some fee based cards are not very good deals, but there are some which I prefer over no-fee cards because of the affinity relationship with a points program or generous rebates like Costco or Chase-Marriott Rewards, Signature Card. For my needs, I'll take these cards over no fee, rebate cards,

Someday this war's gonna end . . .
ChrisC is offline   Reply With Quote
Old 05-21-2009, 06:16 AM   #43
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
freebird5825's Avatar
Join Date: Feb 2008
Location: East Nowhere, 43N Latitude, NY
Posts: 9,017
Originally Posted by ziggy29 View Post
I remain ready to shred any and all cards that intend to charge annual fees or eliminate the grace period.

Sounds like the beginning of a conga line.
BTW, never let go.
"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
freebird5825 is offline   Reply With Quote
Old 05-21-2009, 08:37 AM   #44
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2007
Posts: 7,653
Sooo... does this mean my old days of stoozing with $100,000+ in credit card debt at 0% interest are over forever? The deals dried up not too long ago but I was hoping once the economy and CC companies got fat and stupid again I could continue running my racket to the tune of +$4,000-5000 per year (with better yields on money market accts that is).

This is not fair. I feel penalized for being a smart consumer. Where is my bailout yet? I think we need a stoozer bailout! Who's up for a million stoozer march on Washington?
FUEGO is offline   Reply With Quote
Old 05-21-2009, 08:44 AM   #45
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
REWahoo's Avatar
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 43,365
Looks like we might need to add stoozers to the endangered species list...

Numbers is hard

Although rare, it is possible to read something on this forum you don't agree with and simply move on with your life

Retired in 2005 at age 58, no pension
REWahoo is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Do credit unions cancel credit cards because of inactivity? rec7 FIRE and Money 11 12-22-2008 04:21 PM
Pay your credit card off monthly? calmloki FIRE and Money 24 11-18-2007 08:48 AM
Do taxes increase over time? jIMOh FIRE and Money 8 06-20-2007 05:43 AM
What extras do you pay monthly for? Sheryl FIRE and Money 49 04-26-2007 03:27 PM
Should I pay off these pesky credit cards??? thefed FIRE and Money 45 02-05-2007 07:21 PM


All times are GMT -6. The time now is 05:05 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2018, vBulletin Solutions, Inc.