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Old 05-20-2009, 09:52 PM   #41
Thinks s/he gets paid by the post
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Originally Posted by REWahoo View Post
You probably won't have to wonder after the first few times you do it. You'll simply end up on their "don't call us, we'll call you" list with a canceled account...
Works for me, heh, heh. More than one way to skin a (pick your protected species of the month)! After they cancel a few million other "satisfied customers" like me for their own version of "dirty tricks to play on your S-O-B credit card company", they may REALLY struggle to make a buck.

Ko'olau's Law -

Anything which can be used can be misused. Anything which can be misused will be.
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Old 05-20-2009, 11:34 PM   #42
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Originally Posted by Koolau View Post
If suddenly your Discover or Visa (now "free") starts charging annual fees but with no "perks", will you still be OK with that? I won't. I'll either beat them at their silly game or cost them 10 times as much as they gouge me. Wonder what it would cost them if I call up every day and complain for half an hour? Wonder what it will cost them if I dispute every charge on my card - one charge per call? Sorry, it's just my policy, nothing personal, heh, heh.
My Marriott Rewards Visa was previously a no-fee card; I opted into a Marriott Rewards Visa annual fee-based card because it seemed a better deal to me than the no-fee Marriott Rewards Visa. I have several no-fee cards that I use sparingly -- just to keep them open. My point is that several people are just getting totally turned off by the fee-based cards without fully appreciating benefits that affinity relationship, fee-based cards might offer, like a points-driven program. Some fee based cards are not very good deals, but there are some which I prefer over no-fee cards because of the affinity relationship with a points program or generous rebates like Costco or Chase-Marriott Rewards, Signature Card. For my needs, I'll take these cards over no fee, rebate cards,

Someday this war's gonna end . . .
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Old 05-21-2009, 06:16 AM   #43
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
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Originally Posted by ziggy29 View Post
I remain ready to shred any and all cards that intend to charge annual fees or eliminate the grace period.

Sounds like the beginning of a conga line.
BTW, never let go.
"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
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Old 05-21-2009, 08:37 AM   #44
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Sooo... does this mean my old days of stoozing with $100,000+ in credit card debt at 0% interest are over forever? The deals dried up not too long ago but I was hoping once the economy and CC companies got fat and stupid again I could continue running my racket to the tune of +$4,000-5000 per year (with better yields on money market accts that is).

This is not fair. I feel penalized for being a smart consumer. Where is my bailout yet? I think we need a stoozer bailout! Who's up for a million stoozer march on Washington?
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Old 05-21-2009, 08:44 AM   #45
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Looks like we might need to add stoozers to the endangered species list...

Numbers is hard.

Retired in 2005 at age 58, no pension

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