Here's some real 72t info:
The 72t Early Distribution From Your IRA - Forbes
In case you don’t know what a 72t distribution is, this is shorthand for the Internal Revenue Code (IRC) Section 72 part t. The most popular provision of this code section, (actually IRC Section 72(t)(2)(A)(iv)), is known as a Series of Substantially Equal Periodic Payments – SOSEPP for short.
But enough about the code section already. What is this thing? A SOSEPP is a method by which you can access your IRA funds prior to age 59.5. In order to take advantage of this rule, you determine the amount of the annual distribution from your IRA (this is done in a specifically prescribed manner, more on this in a bit) and then begin taking the distributions. Once you start the SOSEPP, you have to keep it going for the longer of five years or until you reach age 59.5."