Neither of my pensions will be taxed by my state, but our portfolio withdrawals (TSP, 401k, IRA) withdrawals will. Of course, everything will be taxed by the feds. I agree with those who are saying that you need to be focusing on your overall tax picture, rather than whether you get a refund or pay. Best case scenario is that you zero out for the year, rather than let the government borrow your money interest-free. That's what you're doing when you get a "refund". You aren't accomplishing anything, really, and you've deprive yourself the use of that money while Uncle Sam is holding it.
“Change is the law of life. And those who look only to the past or present are certain to miss the future.”
-John F. Kennedy
“Hard work never killed anybody, but why take a chance?” - Edgar Bergen