Be interested to know how many posters have ever considered never officially totally retiring. Does anyone "work" for themselves 15-20 hours per week at their leisure/own schedule and never plan to "retire". Taking time off per your own wishes and desire etc.Make enough to pay minimal or no taxes. Would this not ease some of the inflationary bumps/market variances and still keep the mind active particularly if you're doing something you love to do and its not really "work" but almost an avocation/hobby.