Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 04-10-2014, 04:41 PM   #21
Recycles dryer sheets
Join Date: Apr 2012
Location: Birmingham, AL
Posts: 183
In both OS X and IOS, PC has a really nice dashboard to view your investments and overall financial situation. I haven't used Mint, so I can't compare their product with PC.

I did listen to the complimentary pitch from PC and declined their offer to manage my accounts. I have not gotten any hard sell...just an occasional email when they have a new article or update to the site/app.

One thing PC offered me that no other similar site/app has (as far as I know) is the ability to import TSP fund data, including the "contents" of the different funds (for lack of a better term). I'm not sure if they have the actual asset info on the funds or just estimate it by using their benchmarks. Either way, this allows me to automatically get a good overall picture of my asset allocation that I would have had to manually estimate otherwise.

All in all, I find PC a useful tool to get an overall sense of my finances.

Greg V is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 04-11-2014, 11:25 AM   #22
Full time employment: Posting here.
Cobra9777's Avatar
Join Date: Jul 2012
Location: Texas
Posts: 805
I've used Mint and PC. They are very similar, but I prefer PC because it's more investment-oriented. Mint seems to be for people just starting out and trying to get a handle on spending, budgeting, debt reduction, etc.

PC definitely has some flaws. I have one bank account that won't update reliably. And it can't link to my wife's government pension site. I have some employee stock options that it counts as "alternative investments" instead of "domestic stock", which is how I view them. No capability to override allocation classifications. I also have some rental houses that I consider "investments" (part of my real estate allocation). PC treats them as personal assets... and again no capability to override. Bottom line, I use PC to decipher some of my mutual funds, but still use my own spreadsheet to track asset allocation.

On the plus side, the dashboard is easy to use and quite helpful to get a quick snapshot of exactly what I need to know. I was a slave to Quicken for many years, and never really got what I wanted. When Quicken started "forcing" you to buy updates, that was just the excuse I needed to try some of the online tools, which seem to be much better (and free).

I did have a 20-30 minute conversation with one of PC's advisers. He had some helpful advice on reducing expense and tax efficiency, but nothing I didn't already know about. No hard sell and no annoying emails or phone calls since.

Retired at 52 in July 2013. On to better things...

AA: 45% stock, 35% bonds, 15% real estate, 5% cash
Cobra9777 is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Info on Personal Capital Advisors prof12 FIRE and Money 19 12-12-2012 05:56 PM
Personal Capital calmloki FIRE and Money 8 09-16-2012 09:28 AM
Personal Umbrella versus Personal Excess Liability policies ? Linney FIRE and Money 25 11-28-2006 07:06 PM
Capital gain tax questions farmerEd Other topics 38 10-31-2004 02:31 AM
Capital Gains and Losses - Line 18 FirstYearWithALoss FIRE and Money 4 03-18-2004 06:37 AM


All times are GMT -6. The time now is 11:23 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.