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Personal investment returns: first half of 2010
06-30-2010, 05:48 PM
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#1
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Thinks s/he gets paid by the post
Join Date: Aug 2004
Location: Houston
Posts: 1,448
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Personal investment returns: first half of 2010
Overall, pretty disappointing.  Results are pre-tax, not annualized, and do not reflect intraperiod contributions. From best to worst:
Vanguard corporate bond (VFICX): 7.1%
Vanguard total bond (VBMFX): 5.3%
Vanguard TIPS (VIPSX): 4.3%
Mortgage prepayment 2.8% (5.7% APR)
I-bonds: 1.8%
Bank savings account: 0.4% (0.8% APR)
Vanguard equity income (VEIPX): -5.2%
S&P 500 index fund: -6.7%
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06-30-2010, 06:10 PM
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#2
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Recycles dryer sheets
Join Date: Oct 2007
Posts: 82
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From my 401k website. YTD is disappointing. The others are good and I didn't have much when the stock market plummeted since had just started working in 2007.
For the period (01/01/2010 - 06/29/2010)-4.48%
For the period (06/29/2009 - 06/29/2010)15.96%
For the period (01/01/2009 - 06/29/2010)27.78%
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06-30-2010, 11:16 PM
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#3
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,455
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 Quote:
Originally Posted by soupcxan
Overall, pretty disappointing. Results are pre-tax, not annualized, and do not reflect intraperiod contributions. From best to worst:
Vanguard corporate bond (VFICX): 7.1%
Vanguard total bond (VBMFX): 5.3%
Vanguard TIPS (VIPSX): 4.3%
Mortgage prepayment 2.8% (5.7% APR)
I-bonds: 1.8%
Bank savings account: 0.4% (0.8% APR)
Vanguard equity income (VEIPX): -5.2%
S&P 500 index fund: -6.7% |
What is the overall YTD?
__________________
May we live in peace and harmony and be free from all human sufferings.
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06-30-2010, 11:53 PM
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#4
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Moderator Emeritus
Join Date: May 2007
Posts: 12,901
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Quote:
Originally Posted by soupcxan
Overall, pretty disappointing. Results are pre-tax, not annualized, and do not reflect intraperiod contributions. From best to worst:
Vanguard corporate bond (VFICX): 7.1%
Vanguard total bond (VBMFX): 5.3%
Vanguard TIPS (VIPSX): 4.3%
Mortgage prepayment 2.8% (5.7% APR)
I-bonds: 1.8%
Bank savings account: 0.4% (0.8% APR)
Vanguard equity income (VEIPX): -5.2%
S&P 500 index fund: -6.7% |
It seems like you have quite a few investments that are up YTD.
My best investments YTD are:
Company stock +29.83% (+49.03% using stock option leverage)
Gold +13.01%
VBIIX +7.27% (VG intermediate bond index, taxable)
PTRAX +5.67% (PIMCO total return)
VGSIX +5.61% (VG REIT)
Silver +4.86%
VIPSX +4.28% (VG TIPS)
I have a bunch of investments that returned between 0% and 3%: CDs, I-Bonds, munis, etc...
My worse investments by far are international equities, followed by large cap domestic equities and general commodities:
VTRIX -14.70% (VG International Value)
VFWIX -11.57% (VG International large cap index)
VFSVX -6.67% (VG International small cap index)
PCRDX -6.44% (commodities)
VTSMX -6.00% (VG total market index)
*All numbers are from Morningstar.
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07-01-2010, 06:04 AM
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#5
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Thinks s/he gets paid by the post
Join Date: Aug 2004
Location: Houston
Posts: 1,448
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Quote:
Originally Posted by Spanky
What is the overall YTD?
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Overall, -0.3% YTD. I'm about 40% equities.
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07-01-2010, 08:36 AM
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#6
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
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I'm down 6.3%. Half US, half international. I expected to be down closer to 9%, but a healthy slug of REITs and small cap/small cap value dampened the loss back down to what the total US market loss was for first half of 2010.
100% equities.
__________________
Retired in 2013 at age 33. Keeping busy reading, blogging, relaxing, gaming, and enjoying the outdoors with my wife and 3 kids (8, 13, and 15).
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07-01-2010, 08:45 AM
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#7
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Thinks s/he gets paid by the post
Join Date: Jul 2009
Location: Austin
Posts: 1,142
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Down about 0.4%. About 45/45/10 equitites/bonds/cash in a very plain-Jane index portfolio. Nothing clever here. Withdrawing about 2% annually.
__________________
Start by admitting
from cradle to tomb
it isn't that long a stay.
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07-01-2010, 08:53 AM
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#8
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Thinks s/he gets paid by the post
Join Date: Jul 2005
Location: Los Angeles area
Posts: 1,708
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-3.1% YTD, 100 percent large-cap domestic equities (JNJ, PG, KO, ADP, ABT, SYY etc).
__________________
learn, work, save, invest, fire
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07-01-2010, 08:56 AM
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#9
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
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The first half of 2010 was a great time to be diversified and holding bonds. Unfortunately my 100% equities portfolio didn't benefit any from bonds' nice return. 
__________________
Retired in 2013 at age 33. Keeping busy reading, blogging, relaxing, gaming, and enjoying the outdoors with my wife and 3 kids (8, 13, and 15).
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07-01-2010, 09:07 AM
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#10
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Moderator Emeritus
Join Date: May 2007
Posts: 12,901
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About 2/3 of my portfolio is invested either in company stock, cash, bonds, gold/silver or REITs and, as I mentioned above, those are some of my best performers. So I still have a positive rate of return YTD.
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07-01-2010, 09:22 AM
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#11
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Recycles dryer sheets
Join Date: Nov 2003
Location: Charlotte
Posts: 360
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Just finished updating Quicken and running our personal performance numbers:
6mo - 1.5%
18mo +11.2%
30mo - 2.9%
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07-01-2010, 10:11 AM
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#12
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2007
Location: New Orleans
Posts: 47,500
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Can I use Tuesday's share prices instead of today's?  Just kidding, but as an aside, this week has been brutal.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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07-01-2010, 10:37 AM
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#13
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 14,183
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Down around 3%...
Better than a poke in the eye with a sharp stick.
__________________
Have Funds, Will Retire
...not doing anything of true substance...
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07-01-2010, 10:46 AM
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#14
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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Quote:
Originally Posted by HFWR
Down around 3%...
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Yep. The market's usually a forward-looking thing, and for a long time it was pricing in a pretty decent recovery and perhaps a rebound in employment. Well, employment has had more than enough time to start rebounding -- and it ain't. So much for that recovery. With no jobs there's no optimism, no willingness to stop hoarding cash, no consumer confidence that they won't be the next layoff. And I just got my "no raises this year" notice for the fourth time in the last six years. (The other two years were 2%.)
The market, in short, now sees no significant job growth ahead.
Yeah, that's a motivation to go "stimulate" the economy...
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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07-01-2010, 11:05 AM
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#15
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Full time employment: Posting here.
Join Date: Jun 2009
Location: SoCal
Posts: 569
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Just checked, down 3% YTD. Current AA is 65% stocks, 30% bonds, 5% REIT. Not thrilling but not as gut-wrenching as 2008, either.
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07-01-2010, 12:21 PM
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#16
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Full time employment: Posting here.
Join Date: Apr 2005
Posts: 807
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Up about 5.8%. Threw in the towel on sophisticated, supposedly conservative slice-and-dice portfolios after ours (based on Bob Clyatt's RIP allocation) lost ~23% during the meltdown (better than Harvard or Yale's endowments, but still.....). Switched to the Permanent Portfolio - no regrets:
Permanent Portfolio Mid-Year 2010 | Crawling Road
Bob Clyatt calls this portfolio a "bunker." Sounds good to me 
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07-01-2010, 12:35 PM
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#17
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2006
Posts: 12,483
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All I can say is, thank you, Bill Gross..........
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)
This Thread is USELESS without pics.........:)
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07-01-2010, 01:37 PM
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#18
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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^That's it. All I can say is that I am selling all my PIMCO Total Return fund shares now.
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07-01-2010, 01:41 PM
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#19
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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According to my Fidelity 401K web site:
Personal Rate of Return from 01/01/2010 to 06/30/2010 is -1.7%
AA is about 55/45 in that account.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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07-01-2010, 02:11 PM
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#20
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2006
Posts: 12,483
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__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)
This Thread is USELESS without pics.........:)
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