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View Poll Results: For financial planning purposes, what age of death? Are you M or F?
M, under 70 2 0.72%
M, 70-79 8 2.87%
M, 80-89 53 19.00%
M, 90-99 107 38.35%
M, over 100 22 7.89%
F, under 70 0 0%
F, 70-79 2 0.72%
F, 80-89 15 5.38%
F, 90-99 49 17.56%
F, over 100 13 4.66%
Huh? I wanted to vote but honestly, none of these choices are right for me. 8 2.87%
Voters: 279. You may not vote on this poll

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Old 08-13-2016, 06:06 AM   #101
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+1 on that.

The "nice thing" about being 85 is one has a rather short life expectancy left with a very high variability. So it starts making sense to go collective insurance.

200/25k = 8 years payback. In the highly improbably case one achieves 110, you're double-plus good.

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Old 08-13-2016, 07:44 AM   #102
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Join Date: Jul 2011
Posts: 636
I use age 93 for myself and 97 for DW, which is pretty conservative given our family history. There are enough other variables in our plan that add more cushion if we live longer than expected (possible inheritance, low return assumptions, etc.).

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