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View Poll Results: Are you or have you been a Scrooge to reach FIRE ?
I'm a real Scrooge to friends, family, myself, & everyone 11 9.09%
I'm a Scrooge but only to myself - I give heartily to family & friends 23 19.01%
I'm a Scrooge to others, but not myself or spouse - No Hand Outs! 12 9.92%
I'm no Scrooge! I give - but very moderately 57 47.11%
I'm no Scrooge! I give - Generously 10% of salary 12 9.92%
I'm no Scrooge! I give - Very Generously - 25% or more of salary 2 1.65%
Not Applicable - I only have enough to support myself and family 2 1.65%
I'm Tiny Tim - I need donations so I can FIRE 2 1.65%
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Poll:Have you been a Scrooge to reach FIRE ?
Old 12-19-2015, 05:13 PM   #1
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Poll:Have you been a Scrooge to reach FIRE ?

Ok, gotta admit I've been watching the Scrooge marathon on AMC, LOL. So, I wanted to know if you have been a real Scrooge to reach FIRE ? I'm running a poll
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Old 12-19-2015, 05:27 PM   #2
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Don't care how much my spouse spends on herself. Not that she is a spendthrift or anything. But I tend to be very careful about what I spend on myself.

I never buy on impulse. I buy my summer clothes in the fall when they are on clearance and take them on our winter vacations. I will buy some new winter clothes in late January during clearance sales prior to leaving for warmer climes. Cannot help myself! Not certain why this is. I believe that this attitude toward money, investing, finance etc. was the key to retiring early and being financially secure.
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Old 12-19-2015, 05:28 PM   #3
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Whats this "Salary" stuff
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Old 12-19-2015, 05:54 PM   #4
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Whats this "Salary" stuff
Oh, it means, the person is very generous and gives 10% of salary to charity or more. Salary during retirement means your withdrawal. Say if you withdraw $80,000 a year from your nest egg, do you give more than 10% of that to your favorite charity?
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Old 12-19-2015, 06:15 PM   #5
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Oh, it means, the person is very generous and gives 10% of salary to charity or more. Salary during retirement means your withdrawal. Say if you withdraw $80,000 a year from your nest egg, do you give more than 10% of that to your favorite charity?
Thanks! Sometimes we retired folks have a difficult time relating to those "work" terms.
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Old 12-19-2015, 06:21 PM   #6
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Thanks! Sometimes we retired folks have a difficult time relating to those "work" terms.
haha .. got it.

So Hermit, you are retired in the Colorado mountains. That's nice! Was in Breck, Aspen, Vail, and Avon last year. It's nice up there. Had to get use to the altitude the first 2 days.
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Old 12-19-2015, 06:30 PM   #7
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I was a Scrooge at one time. Poor growing up, poor when we got married. But we started to give a little to worthwhile causes - $10/month at first. Then the more we gave, the more our income grew (not the other way around). It's one of the things that weighs on me - we'll have to cut back on giving when I retire, and I'm really not excited about that.
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Old 12-19-2015, 06:41 PM   #8
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I was a Scrooge at one time. Poor growing up, poor when we got married. But we started to give a little to worthwhile causes - $10/month at first. Then the more we gave, the more our income grew (not the other way around). It's one of the things that weighs on me - we'll have to cut back on giving when I retire, and I'm really not excited about that.
Exact same experience. It is something I don't like to talk about too much. I was amazed how we were able to give more as we gave more. But I don't want to blow trumpets ahead of me about this. 'nuf said for now...

We are trying to add to our donor advised fund to get a cushion that we can smooth our our giving ramp down during retirement.
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Old 12-19-2015, 07:13 PM   #9
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I was a Scrooge at one time. Poor growing up, poor when we got married. But we started to give a little to worthwhile causes - $10/month at first. Then the more we gave, the more our income grew (not the other way around). It's one of the things that weighs on me - we'll have to cut back on giving when I retire, and I'm really not excited about that.
While I admire your generosity, correlation is not the same as causation.
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Old 12-19-2015, 07:20 PM   #10
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While I admire your generosity, correlation is not the same as causation.
I'm an engineer and analytical. I understand your thoughts.

But there's a faith element that's hard to explain. I can't speak for prudent_one, but only myself.
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Old 12-19-2015, 07:51 PM   #11
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I'm an engineer and analytical. I understand your thoughts.

But there's a faith element that's hard to explain. I can't speak for prudent_one, but only myself.
Science, Mr. White. Science!

So how do you explain the afterlife?
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Old 12-19-2015, 08:01 PM   #12
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Science, Mr. White. Science!

So how do you explain the afterlife?
The same as Mr Market. I don't get to vote but I do place a bet.

heh heh heh - All praise to 35 yrs index funds and time in the market.. Still betting I can't take with me.
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Old 12-19-2015, 08:10 PM   #13
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That's the thing. There's an element in life that goes beyond logic.

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I'm an engineer and analytical. I understand your thoughts.

But there's a faith element that's hard to explain. I can't speak for prudent_one, but only myself.
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Old 12-20-2015, 01:29 PM   #14
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I was a Scrooge at one time. Poor growing up, poor when we got married. But we started to give a little to worthwhile causes - $10/month at first. Then the more we gave, the more our income grew (not the other way around). It's one of the things that weighs on me - we'll have to cut back on giving when I retire, and I'm really not excited about that.
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While I admire your generosity, correlation is not the same as causation.
All I can say is that it can not be explained logically and rationally... well, maybe if I had been the favorite son of the CEO it might have made sense but that wasn't the case.
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Old 12-20-2015, 06:26 PM   #15
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Old 12-20-2015, 07:36 PM   #16
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+1

heh heh heh -
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Old 12-20-2015, 07:46 PM   #17
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I was never a Scrooge and neither was my husband. I was a reformed spendthrift.


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Old 12-20-2015, 08:17 PM   #18
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My DW and I are quite frugal and live well below our means. We give very freely of our time including spending weeks and months in low resource settings. We pay reasonable amounts of taxes and are very happy that strangers do not go without healthcare and other vital necessities. Personally I have never been a big believer in organized religion or big business charities. I do take pleasure in giving thoughtful things to family and friends but seldom are they big ticket items. Working very hard to instill drive and work ethic in our children.
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Old 12-20-2015, 08:36 PM   #19
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Personally I have never been a big believer in organized religion or big business charities.
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Old 12-22-2015, 10:18 AM   #20
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I was a Scrooge at one time. Poor growing up, poor when we got married. But we started to give a little to worthwhile causes - $10/month at first. Then the more we gave, the more our income grew (not the other way around). It's one of the things that weighs on me - we'll have to cut back on giving when I retire, and I'm really not excited about that.
I too will have to dial down my giving from a financial standpoint. However I will be making a point to then give of my time in different ways to hopefully make up for this.
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