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View Poll Results: Are you or have you been a Scrooge to reach FIRE ?
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I'm a real Scrooge to friends, family, myself, & everyone
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11 |
9.09% |
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I'm a Scrooge but only to myself - I give heartily to family & friends
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23 |
19.01% |
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I'm a Scrooge to others, but not myself or spouse - No Hand Outs!
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12 |
9.92% |
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I'm no Scrooge! I give - but very moderately
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57 |
47.11% |
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I'm no Scrooge! I give - Generously 10% of salary
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12 |
9.92% |
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I'm no Scrooge! I give - Very Generously - 25% or more of salary
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2 |
1.65% |
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Not Applicable - I only have enough to support myself and family
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2 |
1.65% |
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I'm Tiny Tim - I need donations so I can FIRE
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2 |
1.65% |
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Poll:Have you been a Scrooge to reach FIRE ?
12-19-2015, 05:13 PM
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#1
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Posts: 1,972
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Poll:Have you been a Scrooge to reach FIRE ?
Ok, gotta admit I've been watching the Scrooge marathon on AMC, LOL. So, I wanted to know if you have been a real Scrooge to reach FIRE ? I'm running a poll 
__________________
No to consumerism, Living a simple life, enjoying the experience - not the material stuff
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12-19-2015, 05:27 PM
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#2
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2010
Posts: 5,914
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Don't care how much my spouse spends on herself. Not that she is a spendthrift or anything. But I tend to be very careful about what I spend on myself.
I never buy on impulse. I buy my summer clothes in the fall when they are on clearance and take them on our winter vacations. I will buy some new winter clothes in late January during clearance sales prior to leaving for warmer climes. Cannot help myself! Not certain why this is. I believe that this attitude toward money, investing, finance etc. was the key to retiring early and being financially secure.
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12-19-2015, 05:28 PM
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#3
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Thinks s/he gets paid by the post
Join Date: Oct 2012
Location: Colorado Mountains
Posts: 3,165
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Whats this "Salary" stuff 
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12-19-2015, 05:54 PM
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#4
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Posts: 1,972
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Oh, it means, the person is very generous and gives 10% of salary to charity or more. Salary during retirement means your withdrawal. Say if you withdraw $80,000 a year from your nest egg, do you give more than 10% of that to your favorite charity?
__________________
No to consumerism, Living a simple life, enjoying the experience - not the material stuff
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12-19-2015, 06:15 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Oct 2012
Location: Colorado Mountains
Posts: 3,165
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 Quote:
Originally Posted by cyber888
Oh, it means, the person is very generous and gives 10% of salary to charity or more. Salary during retirement means your withdrawal. Say if you withdraw $80,000 a year from your nest egg, do you give more than 10% of that to your favorite charity?
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Thanks! Sometimes we retired folks have a difficult time relating to those "work" terms. 
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12-19-2015, 06:21 PM
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#6
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Posts: 1,972
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haha .. got it. 
So Hermit, you are retired in the Colorado mountains. That's nice! Was in Breck, Aspen, Vail, and Avon last year. It's nice up there. Had to get use to the altitude the first 2 days.
__________________
No to consumerism, Living a simple life, enjoying the experience - not the material stuff
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12-19-2015, 06:30 PM
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#7
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Recycles dryer sheets
Join Date: Jul 2014
Posts: 333
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I was a Scrooge at one time. Poor growing up, poor when we got married. But we started to give a little to worthwhile causes - $10/month at first. Then the more we gave, the more our income grew (not the other way around). It's one of the things that weighs on me - we'll have to cut back on giving when I retire, and I'm really not excited about that.
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12-19-2015, 06:41 PM
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#8
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Sep 2012
Posts: 11,702
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Quote:
Originally Posted by prudent_one
I was a Scrooge at one time. Poor growing up, poor when we got married. But we started to give a little to worthwhile causes - $10/month at first. Then the more we gave, the more our income grew (not the other way around). It's one of the things that weighs on me - we'll have to cut back on giving when I retire, and I'm really not excited about that.
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Exact same experience. It is something I don't like to talk about too much. I was amazed how we were able to give more as we gave more. But I don't want to blow trumpets ahead of me about this. 'nuf said for now...
We are trying to add to our donor advised fund to get a cushion that we can smooth our our giving ramp down during retirement.
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12-19-2015, 07:13 PM
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#9
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2006
Posts: 11,401
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Quote:
Originally Posted by prudent_one
I was a Scrooge at one time. Poor growing up, poor when we got married. But we started to give a little to worthwhile causes - $10/month at first. Then the more we gave, the more our income grew (not the other way around). It's one of the things that weighs on me - we'll have to cut back on giving when I retire, and I'm really not excited about that.
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While I admire your generosity, correlation is not the same as causation.
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12-19-2015, 07:20 PM
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#10
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Sep 2012
Posts: 11,702
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Quote:
Originally Posted by Meadbh
While I admire your generosity, correlation is not the same as causation.
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I'm an engineer and analytical. I understand your thoughts.
But there's a faith element that's hard to explain. I can't speak for prudent_one, but only myself.
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12-19-2015, 07:51 PM
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#11
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2006
Posts: 11,401
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Quote:
Originally Posted by JoeWras
I'm an engineer and analytical. I understand your thoughts.
But there's a faith element that's hard to explain. I can't speak for prudent_one, but only myself.
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Science, Mr. White. Science!
So how do you explain the afterlife?
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12-19-2015, 08:01 PM
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#12
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2003
Location: Kansas City
Posts: 7,968
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Quote:
Originally Posted by Meadbh
Science, Mr. White. Science!
So how do you explain the afterlife?
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The same as Mr Market. I don't get to vote but I do place a bet.
heh heh heh - All praise to 35 yrs index funds and time in the market.  . Still betting I can't take with me. 
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12-19-2015, 08:10 PM
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#13
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Posts: 1,972
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That's the thing. There's an element in life that goes beyond logic.
Quote:
Originally Posted by JoeWras
I'm an engineer and analytical. I understand your thoughts.
But there's a faith element that's hard to explain. I can't speak for prudent_one, but only myself.
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__________________
No to consumerism, Living a simple life, enjoying the experience - not the material stuff
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12-20-2015, 01:29 PM
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#14
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Recycles dryer sheets
Join Date: Jul 2014
Posts: 333
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Quote:
Originally Posted by prudent_one
I was a Scrooge at one time. Poor growing up, poor when we got married. But we started to give a little to worthwhile causes - $10/month at first. Then the more we gave, the more our income grew (not the other way around). It's one of the things that weighs on me - we'll have to cut back on giving when I retire, and I'm really not excited about that.
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Quote:
Originally Posted by Meadbh
While I admire your generosity, correlation is not the same as causation.
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All I can say is that it can not be explained logically and rationally... well, maybe if I had been the favorite son of the CEO it might have made sense but that wasn't the case.
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12-20-2015, 06:26 PM
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#15
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Recycles dryer sheets
Join Date: Nov 2015
Posts: 206
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12-20-2015, 07:36 PM
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#16
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2003
Location: Kansas City
Posts: 7,968
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12-20-2015, 07:46 PM
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#17
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Thinks s/he gets paid by the post
Join Date: Mar 2014
Location: Southern Cal
Posts: 4,032
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I was never a Scrooge and neither was my husband. I was a reformed spendthrift.
Sent from my iPad using Early Retirement Forum
__________________
Just another day in paradise
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12-20-2015, 08:17 PM
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#18
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Thinks s/he gets paid by the post
Join Date: Feb 2013
Location: Toronto
Posts: 3,321
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My DW and I are quite frugal and live well below our means. We give very freely of our time including spending weeks and months in low resource settings. We pay reasonable amounts of taxes and are very happy that strangers do not go without healthcare and other vital necessities. Personally I have never been a big believer in organized religion or big business charities. I do take pleasure in giving thoughtful things to family and friends but seldom are they big ticket items. Working very hard to instill drive and work ethic in our children.
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12-20-2015, 08:36 PM
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#19
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Recycles dryer sheets
Join Date: Jul 2013
Location: Cocoa Beach
Posts: 414
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Quote:
Originally Posted by 6miths
Personally I have never been a big believer in organized religion or big business charities.
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+1 
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12-22-2015, 10:18 AM
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#20
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Thinks s/he gets paid by the post
Join Date: Jul 2015
Location: Beaverton
Posts: 1,382
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Quote:
Originally Posted by prudent_one
I was a Scrooge at one time. Poor growing up, poor when we got married. But we started to give a little to worthwhile causes - $10/month at first. Then the more we gave, the more our income grew (not the other way around). It's one of the things that weighs on me - we'll have to cut back on giving when I retire, and I'm really not excited about that.
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I too will have to dial down my giving from a financial standpoint. However I will be making a point to then give of my time in different ways to hopefully make up for this.
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