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03-19-2008, 12:53 PM
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#21
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Recycles dryer sheets
Join Date: May 2007
Posts: 122
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Down about 4.4%, but that's with contributions... glad I've been overpaying the mortage for the last 12 months!
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03-19-2008, 01:10 PM
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#22
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2006
Posts: 5,548
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About 5%, including equity in house. Not as bad as I thought. This is starting with a 57/43 asset allocation.
__________________
- Al -- Always serious, never joking. No, wait. Never serious... Always... I forget.
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03-19-2008, 01:20 PM
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#23
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Moderator Emeritus
Join Date: Feb 2004
Location: Oahu
Posts: 17,531
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Down 20% and just finished rebalancing into the bargains.
The thrill of a 92%-equity portfolio...
__________________
*
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For more info see "About Me" in my profile.
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03-19-2008, 01:35 PM
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#24
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Thinks s/he gets paid by the post
Join Date: Aug 2002
Location: Virginia, and Caribbean snowbirds in winter
Posts: 1,275
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Down 2.2% not including home equity. Have no idea with home equity, since nothing has sold or been for sale in my neighborhood for over a year, and I'm not in the market. I suppose if I were forced to sell my primary home for some reason I'd have to let it go at 20% below its peak. In that case I'd be down 10% or so overall. I don't count home equity in my retirement plan, though, that's too risky.
__________________
When the wind changes, change tacks.
The Retiree Formerly Known as SoonToRetire (TRFKASTR)
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03-19-2008, 01:39 PM
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#25
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Full time employment: Posting here.
Join Date: Feb 2006
Posts: 553
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 Quote:
Originally Posted by Nords
Down 20% and just finished rebalancing into the bargains.
The thrill of a 92%-equity portfolio...
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Retirement and after tax down 10%. from Fall 07 high
I was 80/20 equity/fixed, but went 50/50 at Dow 13000 and now I'm 30/70
I looked at a pull out of house values over the last year in one of the local glossy magazines and it said they went UP by 2% in my town..... 
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03-19-2008, 01:45 PM
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#26
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Recycles dryer sheets
Join Date: May 2006
Posts: 163
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We're down about 5%, but 40% of our net worth is currently in laddered CDs. I'm hoping to DCA about 50% of CD funds into our investment account over the next couple of years.
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03-19-2008, 01:47 PM
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#27
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Full time employment: Posting here.
Join Date: Sep 2006
Posts: 545
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+1.9% The joys of a 97 percent fixed portfolio, at least for now.....
3/97 allocation
__________________
Oh, what'll you do now, my blue-eyed son?
I'm a-goin' back out 'fore the rain starts a-fallin',
I'll walk to the depths of the deepest black forest,
Where the people are many and their hands are all empty,
Bob Dylan
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03-19-2008, 01:50 PM
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#28
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Thinks s/he gets paid by the post
Join Date: Oct 2005
Posts: 2,713
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-15% of portfolio. 90% equities incl. banks and insurers :P
No PM or commodities since they've consistently seemed "too expensive" since I started learning about AA. Oh well.
Of total NW hard to say but prob. under only 5% so far due to paid off house. No idea how long it would take to sell or what it would fetch since there are no "comps". If sold at exactly its 2004 purchase price in euros, we would be up around $140k on that due solely to exch. rate (but we are feeling more pain each couple of months as our dollar transfers buy many fewer euros).
Last edited by ladelfina; 03-19-2008 at 01:55 PM.
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03-19-2008, 01:53 PM
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#29
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Thinks s/he gets paid by the post
Join Date: Feb 2005
Location: Mississippi
Posts: 4,260
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Down roughly 6% from last Fall. Sucks.
__________________
Full time wuss............
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03-19-2008, 01:56 PM
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#30
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Thinks s/he gets paid by the post
Join Date: Jan 2007
Location: Independence
Posts: 2,348
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stocks and such + 13.08 over the last 12 months, - 3.52 ytd, but that doesn't include selling a dab of Fording at a profit (woohoo!). we don't own much in the market.
CDs are ticking along at maybe an average 5.5% (thanks Penfed 6.25%!) MMs are falling - we're about 1/2 & 1/2 CD/MM
Real estate - won't know till something sells, and even then won't know if it would have sold for more back when. One of those known unknowns. OTOH, rents are going up, so that's a good thing.
Networth: about to take a $75k hit thanks to needing to give Unca Sammy his due April 15th on the sale of a couple little houses early last year. Don't even want to think about the other part of the taxes. or our quarterlies.
0
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03-19-2008, 02:02 PM
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#31
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Full time employment: Posting here.
Join Date: Jul 2005
Location: Los Angeles area
Posts: 975
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market value down about 13% from mid 2007, 100% equity portfolio
dividend flow up about 4% from dividend increases by GGP, KIM, VNO,
GE, PFE, SYY
__________________
learn, work, save, invest, fire
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03-19-2008, 02:03 PM
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#32
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Moderator
Join Date: Jan 2007
Location: New Orleans
Posts: 10,397
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Quote:
Originally Posted by ladelfina
-15% of portfolio. 90% equities incl. banks and insurers :P
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Ouch. Between you and Nords, you have lost a lot of your portfolios but neither of you seem too upset. I guess that is what having a high risk tolerance is all about.
__________________
"Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harborless immensities." - - H. Melville, 1851
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03-19-2008, 02:42 PM
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#33
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Recycles dryer sheets
Join Date: Mar 2007
Posts: 124
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Down about 11% from the highest day in 2007
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03-19-2008, 02:58 PM
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#34
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Thinks s/he gets paid by the post
Join Date: Feb 2004
Posts: 2,612
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Net worth is down about 7% from high watermark.
In dollars, it's a loss equal to my total combined gross earnings from my first 3 years of full-time work.
As bad as that sounds, if someone told me I had to work full-time for free for my first 3 years but I would be guaranteed to have the net worth I have today, I would have said yes in a heart beat.
It's all about perspective.
__________________
No man is free who is not master of himself. --- Epictetus
Enjoy Yourself (It's Later Than You Think). --- Guy Lombardo
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03-19-2008, 03:00 PM
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#35
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Thinks s/he gets paid by the post
Join Date: Oct 2005
Posts: 2,713
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Well, he's not upset because he has at least one pension, even if COLA is not what it's cracked up to be. I have no excuse.. just kinda crazy. Started with some, bought more as I was working, and I hate selling. Don't see any great opportunities to diversify.. short term T-bills are negative, long-term bills are negative, gold who knows, and commodities I frankly haven't followed. I may start taking a look to swap out the few long-term losses I have for a couple more dividend-paying companies but I need to do a lot of research to see where I want to land. I worry about just general deflation world-wide. Uk is not looking so good; we won't be the only ones suffering and may drag others down.
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03-19-2008, 03:01 PM
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#36
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 3,897
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i can pretty easily match nords' 20% down with my two houses, probably closer to 25% by the time they sell. keeping withdrawal rate under 4% should have me back to my comfort zone in about five years. i could either go back to work or suffer my losses in buenos aires, rio de janeiro and chiang mai. guess which path i'm taking.
__________________
"off with their heads"~~dr. joseph-ignace guillotin
"life should begin with age and its privileges and accumulations, and end with youth and its capacity to splendidly enjoy such advantages."~~mark twain - letter to edward kimmitt 1901
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03-19-2008, 03:23 PM
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#37
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Full time employment: Posting here.
Join Date: Jun 2007
Posts: 542
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Down 14% with 98% in equities. (Greater than 14% when you consider the drop in value of the $.)
Like an amusement park - lots of thrills with the up and down ride. Unlike an amusement park - the ride has not been enjoyable.
__________________
Pigs get fat, hogs get slaughtered. That's my story and I am sticking to it.
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03-19-2008, 03:29 PM
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#38
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Full time employment: Posting here.
Join Date: Jun 2006
Posts: 973
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Down about 2-3%.
Taking advantage of the downturn by buying more stocks, should get a nice bump in 6-30 months 
__________________
"We do not inherit the earth from our ancestors, we borrow it from our children.
(Ancient Indian Proverb)"
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03-19-2008, 03:43 PM
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#39
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Moderator
Join Date: Oct 2005
Location: Texas Hill Country
Posts: 7,253
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__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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03-19-2008, 03:43 PM
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#40
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 3,141
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We are all a little lower today 
__________________
Every man is, or hopes to be, an Idler. -- Samuel Johnson
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