Wow... I see we have some market timers in the group.
{whisper} psssst, most lose with that approach!
Good luck.
Oh well. I used to do it also. It was an expensive education.
Arrrrrgggghhhhhh, raging hormones are acting up. I see bargains all around. Being RE and in dispersement mode, I don't have any discretionary funds to invest. Testosterone is building up so badly, I am eyeing my 5 year CD/MM buckets.
Lord help this sinner (keep his hands off the bucket and stick to his plan).
I just needed to vent a bit. Thanks for your words of support (? )Fear and Greed my friend... or should I say my fiend.
If you have a few bucks you want to play with, I would not see a problem with that.
It is a strong urge... if affects me too. But I am sticking with the plan.
I am still working. What keeps me on the straight and narrow is the thought of having to work a few more years if I make a bad call.
I suspect that when I ER my concern that will keep me on the path is the fear of compromising our lifestyle (or going back to work ).
Why shop at a 10 to 20% off sale, when there will be a 40 to 50% sale a little later?
Save your money and go to Vegas, buy liquor, drugs, three hours with Kristen Dupre' or some other economic stimulus with what you save.
This might be the time to consider rebalancing when you reach some out-of-balance threshold rather than hoping that the market stays out of balance for the rest of the year.If I'm really lucky, the downturn will last until Jan 2, 2009, and I can buy some more stock when I rebalance. Whee!
Well--your question made me think a bit, and I may have the answer: I only calculate the value of all my investments quarterly--except when I checked on March 3rd. So, my 1.8% loss was really only between my quarterly "high" (September 31st, 2007) and March 3rd, 2008. Maybe my portfolio was actually worth a lot more at some point, and I just don't know about it because it occurred when I wasn't looking. If that's the case, then I may have lost more than I know.The S&P500 was off by 15% on March 3, 08 from its high of 1,565.15 last year. Your 55% equity portfolio was down only 1.8%?