Poll:How much cash at beginning of ER?

Cash on hand at beginning of ER?

  • Less than 6 months of living expenses (LE)

    Votes: 12 11.1%
  • Between 6 mos up to 1 year of LE

    Votes: 10 9.3%
  • Over 1 and up to 2 years of LE

    Votes: 23 21.3%
  • Over 2 and up to 3 years of LE

    Votes: 11 10.2%
  • Over 3 and up to 4 years of LE

    Votes: 16 14.8%
  • Over 4 and up to 5 years of LE

    Votes: 5 4.6%
  • Over 5 years of LE

    Votes: 31 28.7%

  • Total voters
    108
I haven't retired yet but don't see needing a lot of money sitting in cash. My SS and rental income should be fine month to month so I only need for car insurance, property taxes and wants from savings. I might keep a year or worth of taxes and insurance say 10K total or about 1/3 year LE plus maybe some money to fix up my house to sell. I will move someplace cheaper probably so cost might go down.
 
Keep no cash. Sell (usually bonds these days) to eat.
 
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