View Poll Results: Financially I’d Rather Be?
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My current age with the assets and financial knowledge I have (thank you very much).
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56 |
70.89% |
30 years old or 30 years younger with the assets (inflation adjusted) and financial knowledge I had then EXCEPT AGE 30 IN 2012.
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20 |
25.32% |
Other...
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3 |
3.80% |
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Poll: I'd rather be 30 years younger ± ...
05-24-2012, 11:15 AM
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#1
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,204
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Poll: I'd rather be 30 years younger ± ...
This is NOT a poll asking if you'd like to be younger, it's more a poll on your long term financial outlook.
It stems from a debate on another forum where an OP states "If there is any segment of the population that is being exceptionally punished by the policies that have been embraced by past and current administrations, it is the retired class which sits by passively as their wealth is being transferred to other parties."
While I can think of legitimate grievances for retirees or any other group, I don't see where retirees are "being exceptionally punished" to an extent greater than any other group. To me it's a no-brainer, but I've been wrong before (today and every day). Who better to ask than this group?
I am not looking for a political assessment AT ALL, I'm looking for poll results more than anything else...
If you're 35 or less, you should probably vote "other" or abstain IMO.
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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05-24-2012, 12:29 PM
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#2
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Moderator
Join Date: Apr 2012
Location: San Diego
Posts: 14,169
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The job market is much tighter now than it was when I was 30. At age 30 I was making big career moves/job changes to drive up my salary. Now people are clinging to their jobs - and if they lose a job, they end up taking one that pays less.
At least in my market and field.
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05-24-2012, 12:35 PM
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#3
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Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,586
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I haven't given this enough thought to answer, but I am glad to be alive.
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05-24-2012, 01:09 PM
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#4
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Thinks s/he gets paid by the post
Join Date: Apr 2011
Location: Madison
Posts: 1,337
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Quote:
Originally Posted by rodi
The job market is much tighter now than it was when I was 30. At age 30 I was making big career moves/job changes to drive up my salary. Now people are clinging to their jobs - and if they lose a job, they end up taking one that pays less.
At least in my market and field.
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+1
__________________
Wild Bill shoulda taken more out of his IRA when he could have. . . .
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05-24-2012, 01:16 PM
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#5
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Sep 2005
Location: Charleston, SC
Posts: 13,566
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Wouldn't change a thing.
__________________
“One day your life will flash before your eyes. Make sure it's worth watching.”
Gerard Arthur Way
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05-24-2012, 02:00 PM
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#6
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Full time employment: Posting here.
Join Date: Nov 2008
Posts: 728
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I've loved my life and would love the chance to live it again. It's been, is and I believe will be fun!!!!!!!!!!But......I wouldn't change a think in my life now......I'm very lucky.
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05-24-2012, 02:03 PM
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#7
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Full time employment: Posting here.
Join Date: Mar 2008
Location: Northern California
Posts: 549
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Quote:
Originally Posted by rodi
The job market is much tighter now than it was when I was 30. At age 30 I was making big career moves/job changes to drive up my salary. Now people are clinging to their jobs - and if they lose a job, they end up taking one that pays less.
At least in my market and field.
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+2 I could always get a job when I was 30, and the opportunities for going into a field of one's choice seemed endless. Now, it seems that there is a feeling of financial insecurity that is almost palatable for those still in the working years. The doors of good-paying and secure jobs appear to be closing, and have for quite some time.
I savor my life now, and feel confident that we will have enough money to carry on. I enjoy steeping myself in day to day experiences today; when I was in my 30's, it seemed that time just skipped along.
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05-24-2012, 02:45 PM
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#8
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Moderator Emeritus
Join Date: Sep 2007
Posts: 17,773
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Clueless re finances and a lot of other things when we were 30. Yet it all worked out.
Sometimes I wish we didn't know now what we didn't know then.
__________________
“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
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05-24-2012, 04:43 PM
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#9
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gone traveling
Join Date: May 2012
Location: Fairfax, VA
Posts: 209
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But, but... I am age 30 in 2012
Edit: Ha, I didn't see "If you're 35 or less, you should probably vote "other" or abstain IMO." Oops.
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05-24-2012, 05:10 PM
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#10
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,204
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Quote:
Originally Posted by bo_knows
But, but... I am age 30 in 2012
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So do you wish you were 60
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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05-24-2012, 05:40 PM
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#11
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gone traveling
Join Date: May 2012
Location: Fairfax, VA
Posts: 209
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I don't... but it's quite a different picture when you're looking so far ahead and it's hard to imagine investments that far out. At least it's on my brain I suppose.
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05-24-2012, 05:43 PM
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#12
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Recycles dryer sheets
Join Date: Dec 2006
Posts: 182
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Way back when, I managed to end up with quite a nice career, without a college degree. That'd be nearly impossible these days. I like where I'm at now, with our current finances.
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05-24-2012, 05:55 PM
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#13
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2011
Posts: 8,368
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If you're handing out wishes, I'll take 60.......although 20 would be better.
__________________
"Exit, pursued by a bear."
The Winter's Tale, William Shakespeare
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05-24-2012, 05:56 PM
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#14
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Full time employment: Posting here.
Join Date: Dec 2010
Posts: 746
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There will always be a lot of woulda/coulda/shoulda as we look back through time. Any change in my path at any point (career, personal, financial decisions, etc.) would have changed the person I am today, and not necessarily for the better. I'll do the bird in hand thing and appreciate who I am and what I have here and now.
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05-24-2012, 05:57 PM
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#15
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,473
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If I could be 20 again, I wouldn't care if it was 1968 or 2012. That would be my dream come true.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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05-24-2012, 06:06 PM
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#16
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Full time employment: Posting here.
Join Date: Sep 2007
Location: Portland
Posts: 584
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Quote:
Originally Posted by W2R
If I could be 20 again, I wouldn't care if it was 1968 or 2012. That would be my dream come true.
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Yeah - I take 20 any time - I spent my youth in Vietnam re-education camp. If I could live my 20s here, wow imagine that. Just image that, already brings joy in my face :-)
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05-24-2012, 06:24 PM
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#17
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,473
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Quote:
Originally Posted by neihn
Yeah - I take 20 any time - I spent my youth in Vietnam re-education camp. If I could live my 20s here, wow imagine that. Just image that, already brings joy in my face :-)
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Yes, after that experience I can imagine that you would really, really enjoy the chance to relive your 20's here.
Life was much kinder to me in my 20's, and I just want to live longer, myself. It would be nice to be young and strong again, too, and with my whole life stretched out ahead of me.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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05-24-2012, 06:39 PM
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#18
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,204
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The first line in post #1 seems to be getting lost. I couldn't figure out how to build it into the question more clearly...my fault. Guess the poll results will be inconclusive as intended anyway. Oh well, life goes on bra...
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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05-24-2012, 07:06 PM
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#19
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Full time employment: Posting here.
Join Date: Jan 2012
Posts: 518
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Quote:
Originally Posted by Midpack
So do you wish you were 60
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Sometimes I wish I was further along in my savings plan and closer to retirement. Then I remind myself that if I were older, I might not have my parents around and I'd have fewer years left with DH.
Generally I'm happy wherever I happen to be on the timeline, although every year is better than the last. I hope the trend continues!
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05-25-2012, 08:39 AM
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#20
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Thinks s/he gets paid by the post
Join Date: Oct 2006
Posts: 4,629
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Okay, I think the poll question could be "Which age group is most negatively impacted by the current Great Recession (or political decisions related to it)".
Somebody has claimed it's the older people because their assets "are being transferred" to others. Maybe they are thinking extremely low interest rates, (which I think do transfer income from older people with savings to younger people who are net borrowers).
I voted "other", and really meant "too complicated to know for sure". Young people have been hit by a rotten job market, 30 somethings by a collapse in house values, old people by lousy interest rates.
If I had to make a wild guess, it would be the young people because jobs are number 1 in terms of financial success.
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