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View Poll Results: How does your retirement spending compare to your last 10 years working?
Frugal - I have/plan to spend at least 20% less in retirement than I did when I was working. 38 17.67%
Live it up - I have/plan to spend at least 20% more in retirement than I did when I was still working. 40 18.60%
Smoothed - I have/plan to spend about the same in retirement as I did when I was working. 137 63.72%
Voters: 215. You may not vote on this poll

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Old 04-04-2013, 08:38 AM   #61
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Join Date: Feb 2013
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If expenses include income taxes, mine should drop by more than 20%. Expenses net of taxes I expect to go up, to maybe double or more. This is thanks to healthcare insurance premiums and time to travel. Not that I'm going first class; in my family visitors cover the host's costs.

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Old 04-04-2013, 01:44 PM   #62
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Join Date: Jun 2007
Location: near Canadian border and near Mexican border
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Excluding federal income taxes, our expenditures have remained similar to prior-ER. However, income is less than expenditures so the shortfall is supplemented by retirement funds. In about 2 years we will both begin drawing SS benefits at which time our income should exceed our present expenditures. At this time we will ratchet up our play money to meet the increased income level (our way of helping the economy ). The retirement fund will be left untouched except for emergencies and major expenditures.

Pigs get fat, hogs get slaughtered. That's my story and I am sticking to it.
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Old 04-05-2013, 07:13 AM   #63
Recycles dryer sheets
Join Date: Aug 2011
Location: Atlanta
Posts: 412
Originally Posted by Midpack View Post
Stemming from another thread. Often discussed, but I don't remember a poll to attempt to quantify. Do you plan to spend more, less or about the same in retirement as the years preceding retirement.

Our retirement travel budget is a lot more than it was before retirement
but the living is pretty much the same.

we over saved. we lived well below our means but were clueless about what we needed.

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