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View Poll Results: What is your debt to total asset ratio?
I have no debt whatsoever, not even a credit card bill 149 51.03%
<10% 98 33.56%
10-19.99% 27 9.25%
20-29.99% 10 3.42%
30-39.99% 5 1.71%
40% or greater 3 1.03%
Voters: 292. You may not vote on this poll

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Old 09-24-2016, 04:54 PM   #41
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+1 since 2005...

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Same here.


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Old 09-24-2016, 07:10 PM   #42
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I answered less than 10 per cent, since we do use credit cards. We do pay off monthly. They are our only debt.
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Old 09-24-2016, 07:19 PM   #43
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I'm another with essentially zero debt. No mortgage and I pay off credit cards in full each month. I do have two installment loans but the balance is so low compared to assets that it rounds to zero.
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Old 09-24-2016, 07:59 PM   #44
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Zero


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Old 09-24-2016, 08:07 PM   #45
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Pour nous aussi, la même chose...........

Un peu de Français... Ça c’est très bien
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Old 09-24-2016, 08:10 PM   #46
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46%. What do I win?
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Old 09-24-2016, 08:17 PM   #47
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3 car payments left and whatever credit card charges have accrued since my last monthly payoff. Probably totals around 0.13%
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Old 09-24-2016, 08:22 PM   #48
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We charge everything for the CC cash back rewards but pay it all in full when due.
Ditto. I looove me the cash back.
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Old 09-24-2016, 08:31 PM   #49
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Bought current home in 1984. Paid mortgage off in 7 years. 10.75% as I remember. Have paid cash for new vehicles in 1991,2000 and 2016 as well as several used vehicles. Just hit 1m mark in investments, mutual funds mostly. Wife has 1/4 m and a state pension. Neither of us have made over 40k. Although I do have a small business for last 10 yrs. Clear about 10k -16 k. Planning to draw SS in 6 mo at 62. My Edward Jones rep tells me to spend some money and enjoy life. May be open to a little part time work with current employer. We are able to continue regular payments for health insurance, same as when working from wife state job. Hope I can enjoy retirement as we are suppose to.
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Old 09-24-2016, 08:36 PM   #50
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This poll shows how different we are from the general population. Half of those who have responded have 0 debt, and most of the other half are at 10% or less.
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Old 09-24-2016, 08:54 PM   #51
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Un peu de Français... Ça c’est très bien
Au contraire, mon Francais, c'est tragique.
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Old 09-24-2016, 08:56 PM   #52
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46%. What do I win?
A medal for bravery!

Results are very interesting so far. Keep them coming! Poll closes in 7 days.
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Old 09-24-2016, 09:44 PM   #53
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I guess I am in second place at about 25%. Like a workerbee I have a mortgage with 20 years to go and a car payment slapped on a zero percent CC with 2% access check fee I roll over every 15 months.
The debt was there when I retired and my pension take home income was about same as take home paycheck. No real reason to change. Even with the debt payments I dont spend 70% of my monthly pension income. I am just not a big spender. It will get paid off one of these years, or not...Who knows.
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Old 09-24-2016, 11:33 PM   #54
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3.255% for one mortgage loan and all the red stuff on the left side of Quicken, which includes everything on our credit cards, which are paid when due each month.
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Old 09-25-2016, 12:44 AM   #55
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21%. Only debt is mortgages on rental properties.
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Old 09-25-2016, 05:20 AM   #56
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It has been zero for last ten years. I sleep better with no debt.
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Old 09-25-2016, 05:59 AM   #57
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I think we are about negative 10% debt since we actually own some bonds and have no mortgage or CC balances.
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Old 09-25-2016, 06:57 AM   #58
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Six percent. Small mortgage balance.
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Old 09-25-2016, 07:34 AM   #59
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About 12.5% with 2 car loans (.9% and 1.9%) and a 2.75% mortgage with 8 years left. Don't really like the payments but as Meadbh says, this is "good debt." Our CCs are paid off monthly and racking up the cash back. Love Chase Visa's 5% cash back at warehouse stores (Costco) the last couple quarters! When they give up on that I'll go back to Costo's Citi Visa with 4% back.
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Old 09-25-2016, 07:48 AM   #60
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So, if we pay our CC balance in full each month, but this month has not yet been paid, does that mean that right now we have debt?
I don't view this as debt. We pay in full as soon as its cutoff. Use to have some margin debt but paid that off shortly after retiring.
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