Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Pre-tax money for real estate?
Old 10-05-2012, 12:37 PM   #1
Recycles dryer sheets
Join Date: Feb 2010
Posts: 122
Pre-tax money for real estate?

I'll be cashing out my lump sum pension sometime over the next year.
Im thinking about diversifying beyond stocks & bonds.
I know about REITs.
However, is there a tax efficient way for an individual to use their pre-tax money to invest in individual investment/rental real estate opportunities?

I p'rolly should know the answer to this simple question- but I dont.

Ken11 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 10-05-2012, 01:36 PM   #2
Full time employment: Posting here.
Join Date: Dec 2010
Location: SoCal
Posts: 788
Google "Self-directed IRA" and "Self-directed IRA LLC", then seek a specialist and research fees associated to the custodian.


Aiming_4_55 is offline   Reply With Quote
Old 10-05-2012, 02:07 PM   #3
Thinks s/he gets paid by the post
Join Date: Jul 2005
Posts: 4,931
its really not a good idea. there are no depreciation allowances, no special capital gain rates, no write off of losses..

the biggest issue is you can only use the money in your ira and the rent to cover every expense.
mathjak107 is offline   Reply With Quote
Old 10-05-2012, 04:33 PM   #4
Recycles dryer sheets
Join Date: Feb 2010
Posts: 122
Thanks for the input.

Dont worry.
I dont make a move unless I understand the deal.

Ill have to look at the analysis that comprehends the set-up costs and the +/- of using pretax funds / missing out on deductions/losses under various scenarios.
I have never worked through this one.
Ken11 is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


All times are GMT -6. The time now is 09:09 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.