Midpack
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
We've had plenty of discussions regarding the merits (or lack thereof) of immediate annuities, this thread isn't meant to replow that ground (tempting as I may be, self included). 
It's a little dated, but it's a very good concise article explaining the mechanics of integrating a SPIA in a retirement income plan. Good discussion about pros and cons of annuities, managing the remaining portfolio and other factors & considerations. And the example includes Soc Sec income. Just thought it might be useful to some readers here. It's only 8 pages, easy-peasy...
http://a15.g.akamai.net/f/15/5616/5s/schwab.download.akamai.com/5616/report/retirementboost.pdf
It's a little dated, but it's a very good concise article explaining the mechanics of integrating a SPIA in a retirement income plan. Good discussion about pros and cons of annuities, managing the remaining portfolio and other factors & considerations. And the example includes Soc Sec income. Just thought it might be useful to some readers here. It's only 8 pages, easy-peasy...
http://a15.g.akamai.net/f/15/5616/5s/schwab.download.akamai.com/5616/report/retirementboost.pdf
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