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PSA: Give Your Retirement Income a Boost (SPIA)
Old 02-22-2012, 02:36 PM   #1
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Join Date: Jan 2008
Location: Chicagoland
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PSA: Give Your Retirement Income a Boost (SPIA)

We've had plenty of discussions regarding the merits (or lack thereof) of immediate annuities, this thread isn't meant to replow that ground (tempting as I may be, self included).

It's a little dated, but it's a very good concise article explaining the mechanics of integrating a SPIA in a retirement income plan. Good discussion about pros and cons of annuities, managing the remaining portfolio and other factors & considerations. And the example includes Soc Sec income. Just thought it might be useful to some readers here. It's only 8 pages, easy-peasy...
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
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