Midpack
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I signed up for a (portfolio size dependent) free Vanguard Financial Plan about two weeks ago. I didn't realize I hadn't done one since 2005!
They sent me a comprehensive 24-page plan well in advance, and I had my one-on-one review on the telephone today.
I had about 7 questions after reading the plan in advance, though I was pretty sure I knew the answers for 6 or them. They (she actually) answered every question very well, with much ore insight and thought than I had expected. No point in going through the questions as they'd be unique for each of us, so my Q&A wouldn't be helpful to someone else.
And though it wasn't one of my questions or part of the written plan, she gave me good reason to rethink Roth IRA conversions again, something I've considered and consciously chosen not to proceed with several times in the past. She was pretty convincing, and she knew what she was talking about inside and out IMO.
While the written plan is largely just a standard plug-n-chug with accompanying boilerplate, her explanations demonstrated there was more thought given to it than just plug-n-chug.
Anyway, I thought it was excellent, very worthwhile - and I recommend it for any Vanguard account holder, newbie or experienced (if free).
They sent me a comprehensive 24-page plan well in advance, and I had my one-on-one review on the telephone today.
I had about 7 questions after reading the plan in advance, though I was pretty sure I knew the answers for 6 or them. They (she actually) answered every question very well, with much ore insight and thought than I had expected. No point in going through the questions as they'd be unique for each of us, so my Q&A wouldn't be helpful to someone else.
And though it wasn't one of my questions or part of the written plan, she gave me good reason to rethink Roth IRA conversions again, something I've considered and consciously chosen not to proceed with several times in the past. She was pretty convincing, and she knew what she was talking about inside and out IMO.
While the written plan is largely just a standard plug-n-chug with accompanying boilerplate, her explanations demonstrated there was more thought given to it than just plug-n-chug.
Anyway, I thought it was excellent, very worthwhile - and I recommend it for any Vanguard account holder, newbie or experienced (if free).