yakers
Thinks s/he gets paid by the post
DW will be 70 (and70.5) in 2018. We were planning to start monthly RMDs from Vanguard account at the beginning of the year. Now we are considering Qualified Charitable Distributions. AFAIK the donation cannot be made until she is actually 70.5 (later in the year). Also AFAIK more than the RMD can be donated. Is this correct? Anyone doing this through Vanguard or another custodian? Is it as simple as it sounds?