I'm fully retired - no work, no SS, not collecting pension yet. DW collects a modest pension and works P/T (bless her heart!  ). DW's P/T work does not have pension coverage. Our income will be above the limit to deduct IRA contributions if we are covered by a pension. A Roth IRA is also not an option this year.
Does either my vested, but yet to be collected pension or DW's pension disqualify us from deducting our IRA contribution even though neither of us works at a job with a pension benefit?
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DW paddling the Kankakee River........
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