Question about fees

[smooch]

I notified my financial advisor that I am moving funds to Vanguard. The response was:

"you will pay "transfer out" fees & will also pay fees at Vanguard outside of your 403B that are comparable to your fees here..."

Before I ask her, does anybody know what "transfer out" fees would be and what other fees at Vanguard I should be aware of? I am going on a compatison of the Expense Ratios for the VG funds as opposed to those at ML. Thanks.