Badger
Thinks s/he gets paid by the post
- Joined
- Nov 2, 2008
- Messages
- 3,410
Which would be better? We are in a 15% bracket now using wife’s small pension, her SS, dividends/interest, and cash. We have enough in IRA/403b to raise us to the 25% bracket in a few short years when RMD kicks in. Which would be the best path to minimize taxes? Which as the least impact on SS?
Could there be a plan “E”?
Cheers!
- Start receiving my SS then do a Roth IRA transfer up to the 15% bracket ceiling with the tIRA accounts and use cash to pay taxes.
- Same as “A” but transfer up to the 25% bracket ceiling as much as possible.
- Delay receiving my SS but do a Roth IRA transfer up to the 15% bracket ceiling with the tIRA accounts and use cash to pay taxes
- Same as “C” but transfer to the 25% bracket ceiling as much as possible.
Could there be a plan “E”?
Cheers!