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(No, not that kind of STD)
Curious on the opinions of the group here. Assuming a person of the following characteristics:
- 40 years old
- No children, no plans to have children
- Married, spouse approx same age and has own career
- Spouse earns approx same income
- Spouse has short term, long term, and life insurance paid by employer
- Can both live comfortably on either salary while still contributing to savings
- Currently on track with savings to both retire early in mid to late 40s
- Both healthy
If this person could buy short term, long term, and life insurance offered thru employer but must pay for out-of-pocket would it be wise to sign up for it?
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