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Quick SS Survivor Benefits Question
Old 03-02-2018, 07:38 AM   #1
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Quick SS Survivor Benefits Question

This has been surprisingly difficult to find via Google, so I'm figuring someone here knows. And I'm not going to spend a couple hours on hold with SSA.

DH died at 55. I am 51. Is there anything I need to do right now to declare myself with SSA, so to speak? I am intending to take my survivor benefit at 60, but that is a ways off. I just can't tell if there's anything I need to do.

These stories of stolen benefits are spooking me a bit....
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Old 03-02-2018, 08:19 AM   #2
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No, nothing at this point. Depending upon your marital status when you turn 60, you may or may not be entitled to survivor benefits. If you remarry before you turn 60, you will not be able to claim survivor benefits.
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Old 03-02-2018, 08:24 AM   #3
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Thank you! I figured that was the case, but wanted to be sure.
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Old 03-02-2018, 08:58 AM   #4
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You need to file for the Lump Sum Death Benefit, $255.00, if you have not already done so. I am assuming that you do not have any minor children. Also, a disabled surviving widow, can receive benefits as early as age 50.
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Old 03-02-2018, 09:39 AM   #5
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You don't need to anything now. Just make sure to make an appointment with SSA a few months before you are eligible for your benefits. And you have to go in, you cannot do it online.
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Old 03-02-2018, 09:54 AM   #6
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Quote:
Originally Posted by SheitlQueen View Post
You don't need to anything now. Just make sure to make an appointment with SSA a few months before you are eligible for your benefits. And you have to go in, you cannot do it online.
You can't do it online, true, but I was able to successfully apply for survivor benefits over the phone. It didn't take long.
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