Rate of return - ee & er contributions
Getting a pile of documents ready to go interview a financial planner, and I'd like to do calculations on my 401(k) rate of return.
It's easy for DH, he retired 4 years ago, so there's no more employee contributions or employer match. I'll just trust whatever Fidelity says it was from the last statement.
However, I'm still working, chucking as much as I can in mine, and also getting that employer match while they're in the mood to give it.
Is there a nifty formula to calculate your rate of return without those contributions, or should I include the employer match & just leave mine out?
Consider me corn-fused, and not just about dryer sheets.....