Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 03-16-2013, 03:53 PM   #21
Thinks s/he gets paid by the post
 
Join Date: Jul 2005
Posts: 3,863
I rebalance as needed. Long-term gains only, and I try to balance out gains with losses. I will start spending down the taxable accounts next year, so it won't be a problem for long.
__________________

__________________
Animorph is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-16-2013, 05:12 PM   #22
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 16,537
Quote:
Originally Posted by haha View Post
This may be incorrect WRT Medicare. I have paid this surcharge several times, and for singles it is strikes at >$85,000 magi. This figure is not indexed.

Medicare Premiums: Rules For Higher-Income Beneficiaries. These surtaxes apply to both part B and part D.

Ha
I'm taking about the new 3.8% Medicare Surtax on net investment income above $250,000 (joint filers). This applies to everyone, not just current Medicare beneficiaries. It has nothing to do with Medicare premiums.
__________________

__________________
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is offline   Reply With Quote
Old 03-16-2013, 05:37 PM   #23
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
 
Join Date: Apr 2003
Location: Hooverville
Posts: 22,387
Quote:
Originally Posted by audreyh1 View Post
I'm taking about the new 3.8% Medicare Surtax on net investment income above $250,000 (joint filers). This applies to everyone, not just current Medicare beneficiaries. It has nothing to do with Medicare premiums.
I see, I misunderstood. Thanks for the clarification.

Ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
haha is offline   Reply With Quote
Old 03-16-2013, 09:05 PM   #24
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
clifp's Avatar
 
Join Date: Oct 2006
Posts: 7,451
I don't rebalance. My projected dividend and interest income provide me with a budget and monthly withdrawal from my brokerage account to my checking account.

I do monitor my AA, and use index funds in my IRA to make any fine tune adjustment but not any type of time based system.

The three times I have made conscious changes to my AA, 2000 more bonds, 2008/9 more stocks, 2011 less bonds/more real estate. Tax considerations were a pretty minor factor. (In the case of 2008/9 I had plenty of losses to balance my modest bond capital gains)

I am definitely guilty of hanging onto to individual stocks too long because I don't want to pay cap gains. But since generally I buy to early and sell to soon, this really hasn't hurt me too much.
__________________

__________________
clifp is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


 

 
All times are GMT -6. The time now is 09:20 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.