Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 05-20-2015, 04:48 AM   #21
Recycles dryer sheets
 
Join Date: Sep 2014
Posts: 461
Quote:
Originally Posted by mathjak107 View Post
fidelity has an extended market fund FSEMX or vanguard VEXMX

if you want total market coverage in an effective manner then an s&p 500 fund and an extended market fund is the way to go . other wise all you really have with a total market fund is a large cap fund anyway.
Thanks for the suggestion. I really don't own that much small cap and mid cap so this fund FSEMX is a great choice to mix allocation with my large cap.

LIBERTY GLOBAL PLC CL C
LINKEDIN CORP CL A
ILLUMINA INC
UNITED CONTINENTAL HLDGS INC
TWITTER INC
LAS VEGAS SANDS CORP
BIOMARIN PHARMACEUTICAL INC
TESLA MOTORS INC
CHENIERE ENERGY INC
CHARTER COMMUNICATIONS CL A

I like the top 10 holdings.

The Vanguard Extended Market ETF (VXF) also looks like a good way to go.
__________________

__________________
purplesky is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 05-20-2015, 04:52 AM   #22
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2005
Posts: 5,408
your welcome. much better choice than mixing a total market fund with an s&p fund.

the name total market fund is very deceiving . while yes it contains thousands of other stocks the way it is weighted not only do the s&p stocks control the entire fund but did you know that the top 50 holdings in an s&p fund can out weigh the other 450 and negate their moves too.
__________________

__________________
mathjak107 is offline   Reply With Quote
Old 05-20-2015, 06:33 AM   #23
Thinks s/he gets paid by the post
target2019's Avatar
 
Join Date: Dec 2008
Posts: 3,705
You can go with total market etf or fund as the core. Then add small value or extended to tilt more in that direction.

For example, in my SEP I hold total market as a core fund. Over in Roth there is small value. In 401k there is extended market. My example is more complicated.

Two funds is enough to cover the US market for the OP, as Mathjak describes.
__________________
target2019 is online now   Reply With Quote
Old 05-20-2015, 03:01 PM   #24
Recycles dryer sheets
 
Join Date: Sep 2014
Posts: 461
Quote:
Originally Posted by mathjak107 View Post
your welcome. much better choice than mixing a total market fund with an s&p fund.

the name total market fund is very deceiving . while yes it contains thousands of other stocks the way it is weighted not only do the s&p stocks control the entire fund but did you know that the top 50 holdings in an s&p fund can out weigh the other 450 and negate their moves too.
Yes I do occasionally look at how the funds are weighted. I have noticed that many funds own the same mix of stocks but since they are great companies that I know and like I am comfortable with the overlap.


Top Ten Securities1 in SP 500.

Apple Inc.
Exxon Mobil Corp.
Microsoft Corp.
Johnson & Johnson
Berkshire Hathaway Inc. Class B Wells Fargo & Co.
General Electric Co.
JPMorgan Chase & Co.
Procter & Gamble Company Pfizer Inc.

In my 401k I have 15% in the Russell 2000 and 15% in the SP 400.

I will now start to focus more on extended index ETFs outside of my 401k.
__________________
purplesky is offline   Reply With Quote
Old 05-20-2015, 03:08 PM   #25
Recycles dryer sheets
 
Join Date: Sep 2014
Posts: 461
Quote:
Originally Posted by target2019 View Post
You can go with total market etf or fund as the core. Then add small value or extended to tilt more in that direction.

For example, in my SEP I hold total market as a core fund. Over in Roth there is small value. In 401k there is extended market. My example is more complicated.

Two funds is enough to cover the US market for the OP, as Mathjak describes.
I do own VTI in my Vanguard Roth. My 401k doesn't offer a total stock market fund but there is a SP 500 index fund and I have about 35% in that.

I hope the OP is following Mathjak and your suggestions.
__________________
purplesky is offline   Reply With Quote
Old 05-20-2015, 03:35 PM   #26
Recycles dryer sheets
 
Join Date: May 2015
Posts: 123
I've used Financial Engines for 15+ years. You can adjust your risk level to be given rebalance advice. It looks at all your assets (spouses, 401ks, IRAs, etc) in this balancing.
Quote:
We pioneered online investment advice with the launch of the first independent online advice platform in 1998. We’ve been on the cutting-edge ever since, transforming the way people plan, save, and invest for retirement, regardless of their wealth or financial expertise.
Available for free from many plan providers
https://corp.financialengines.com/ab...work-with.html
__________________

__________________
eroscott is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Asset Allocation: Add to positions instead of rebalancing? inquisitive FIRE and Money 13 02-04-2015 03:48 PM
Asset Allocation, Rebalancing and Capital Gains ChrisL FIRE and Money 15 09-16-2010 03:45 PM
Asset Allocation - Rebalancing when approaching ER or Retired chinaco FIRE and Money 28 10-30-2008 10:45 PM
For those which FIREd- how often did you change your asset allocation? jIMOh FIRE and Money 7 01-09-2008 12:51 PM
Rebalancing and Allocation during Accumulation NinjaPigeon FIRE and Money 1 03-08-2007 05:25 PM

 

 
All times are GMT -6. The time now is 03:01 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.