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10-14-2019, 10:08 AM
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#41
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Moderator
Join Date: Nov 2014
Posts: 9,171
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Red flag today. I saw a post on the Neighborhood site about doing some autumn scrub trimming. I need work done so I PM the person. I get a response back stating to text him because his PM is not working. Problem is, he PM'd that to me. So, if it's not working, how did that happen? So inconsistencies is the red flag for me today. Don't think I'll be texting him.
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Every day when I open my eyes now it feels like a Saturday - David Gray
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10-14-2019, 10:09 AM
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#42
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2017
Location: City
Posts: 10,351
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Quote:
Originally Posted by pb4uski
All of that assumes that they know or correctly interpret where your boundaries are... it could be that they care and misinterpret where the border is.
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This is particularly important when dealing with unfamiliar cultures -- which we are seeing more and more in the US these days.
DW and I were quite surprised when our guide in Ethiopia reached over and poured himself a glass of wine from the bottle we had ordered. As days went by, however, we realized that sharing during a meal is the norm. A couple of times our guide or driver would take someone's unfinished dish and eat it. Food is usually served communally (aka "family style") on a large flat bread called injera. Diners help themselves from little piles of food using their fingers or tearing some of the bread off the edge. Sharing like this is as natural as breathing to them.
More to @SecondCor521's point many cultures, maybe even most, have a smaller notion of personal space than we Americans do. The result is that they stand closer to us and may even touch us. I couldn't count the number of times both African kids and adults have asked our ages. Age is something to be respected and it is important socially to know.
I am not diagreeing with @SecondCor521's point here, just pointing out that there is not always a consensus on boundaries and, as @p4 points out, the possibility of misunderstandings.
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10-14-2019, 12:21 PM
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#43
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Thinks s/he gets paid by the post
Join Date: Jul 2005
Location: Los Angeles area
Posts: 1,708
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I probably keep too many articles / graphs / etc around
__________________
learn, work, save, invest, fire
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10-14-2019, 03:36 PM
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#44
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2014
Posts: 7,045
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Old shooter, interesting about the food sharing but I wouldn’t like that at all.
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10-14-2019, 05:35 PM
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#45
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,298
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Quote:
Originally Posted by Teacher Terry
Old shooter, interesting about the food sharing but I wouldn’t like that at all.
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One time in a restaurant before a hockey game, my brother and I were already fairly drunk and decided to eat someone's leftover fries from another table.
Youth........
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TGIM
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10-14-2019, 06:18 PM
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#46
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Thinks s/he gets paid by the post
Join Date: Oct 2013
Location: Cholula
Posts: 1,595
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Quote:
Originally Posted by Dtail
One time in a restaurant before a hockey game, my brother and I were already fairly drunk and decided to eat someone's leftover fries from another table.
Youth........
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Eating someone else's leftovers - another LBYM strategy.
__________________
“Before you criticize someone, walk a mile in their shoes. That way, you’ll be a mile from them, and you’ll have their shoes.” – Jack Handey
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10-14-2019, 06:58 PM
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#47
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,298
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Quote:
Originally Posted by candrew
Eating someone else's leftovers - another LBYM strategy.
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Haha
Didn't even know it at the time.
However he is still working at 55 y.o. so far.......
__________________
TGIM
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10-14-2019, 08:13 PM
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#48
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Moderator Emeritus
Join Date: Apr 2011
Location: Conroe, Texas
Posts: 18,727
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Quote:
Originally Posted by candrew
Eating someone else's leftovers - another LBYM strategy.
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That's almost new thread material here.
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*********Go Yankees!*********
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10-14-2019, 08:40 PM
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#49
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,361
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Quote:
Originally Posted by candrew
Eating someone else's leftovers - another LBYM strategy.
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And I thought recycling dryer sheets was extreme!
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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10-14-2019, 09:32 PM
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#50
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,259
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Grabbing leftovers at a cafeteria tray return is a time honored way of traveling cheaply.
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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10-15-2019, 03:30 PM
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#51
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Full time employment: Posting here.
Join Date: Feb 2018
Posts: 557
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In addition to high return, pressure to buy "before others find out" or "limited time offer" will cause me to run. And generally, the pricier the "free meal", the higher their commission.
But having said that, I have been monitoring one business that buys mobile home parks and has an above average return.
I also go look at their LinkedIn profile. If there are gaps in their resume, then I pass.
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10-15-2019, 04:31 PM
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#52
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,298
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Quote:
Originally Posted by Chuckanut
Grabbing leftovers at a cafeteria tray return is a time honored way of traveling cheaply.
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We were fairly soused at the time; doing it while sober mmmmm.....
__________________
TGIM
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10-15-2019, 06:01 PM
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#53
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Thinks s/he gets paid by the post
Join Date: Oct 2013
Location: Cholula
Posts: 1,595
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Quote:
Originally Posted by Chuckanut
Grabbing leftovers at a cafeteria tray return is a time honored way of traveling cheaply.
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"Gutter Gourmet"
https://www.theguardian.com/environm...ples-leftovers
"I have been living high on the hog, and it hasn’t cost me a penny – because I have been dining out on the half-eaten fast food and takeaways thoughtfully abandoned by my fellow Britons on pavements and park benches and tube platforms all over the city. Sometimes they even leave them in bins.
I have seen the disgust on the faces of passers-by as I ferret out a few slices of margherita (my favourite, by the way, and so much better garnished with a dusting of cigarette ash) from a pizza box wedged in a bin slot, and proceed to wedge a gooey slice into the slot on my face."
Yes, @PB4uski, the recycling of dryer sheets pales in comparison.
__________________
“Before you criticize someone, walk a mile in their shoes. That way, you’ll be a mile from them, and you’ll have their shoes.” – Jack Handey
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10-15-2019, 10:46 PM
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#54
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Recycles dryer sheets
Join Date: Feb 2017
Location: Kula
Posts: 158
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Quote:
Originally Posted by Farrell
Hello-
I'm a new member to the site. I happened across Early Retirement.org the other day when a friend who frequently invests in my real estate company asked my opinion on a company that was guaranteeing 18% returns, an obvious red flag. As I searched the entity making the claims I came across a thread from this site where most all the contributors to the subject were right on point- as a return that high is unlikely sustainable and certainly can't be guaranteed. I am proud of the fact that I have over the last 25 years produced well above average returns that are collateralized by real estate in the economically sound central Iowa market. It was encouraging to come across a site where the members recognize the difference between realistic and unrealistic claims. Which leads me to the question-what besides pie in the sky returns coupled with implying a guarantee throws your radar up? I always scrutinize the core collateral and durability of an asset. Glad to be a member- thanks!
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The biggest red flag when I owned my business was, "You can trust me. I'm a Christian." I lost money every time this was said, always after I had delivered product.
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10-16-2019, 06:21 AM
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#55
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Thinks s/he gets paid by the post
Join Date: Jan 2017
Posts: 2,657
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Quote:
Originally Posted by imnontrad
But having said that, I have been monitoring one business that buys mobile home parks and has an above average return.
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I think I've heard of that business. Some TV talking head or news organization did an expose on it or something.
Most mobile home parks used to be privately owned, and the owner often lived on site. As they get bought out by corporations, the rents are raised and many long-time residents are squeezed out. What used to provide a steady, comfortable income for a Mom-and-Pop owner now has to provide an ever-increasing revenue stream to demand a "growth" stock price.
I don't usually get preachy, and I'm all for free market economics. But this is just plain predatory. I don't think I could bring myself to participate.
Also, it may not be sustainable. My guess is there's a limit to how much you can squeeze out of that market.
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10-16-2019, 09:33 AM
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#56
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Recycles dryer sheets
Join Date: Jun 2017
Location: Cincinnati
Posts: 497
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Quote:
Originally Posted by ls99
Agree. A few weeks ago got a congratulatory letter from some outfit, complimenting me on my sizeable assets. And offered to manage it for me.
The fine parchment paper the stuff was written on was useful for starting a fire in my camp stove.
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I get those all too often. It must be a lucrative business to send that in the fancy folder on the nice fancy paper. I figure if I'm doing so well they wanted to congratulate me, then why do I want to pay them to start managing it for me.
__________________
ER Target = May 2024
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10-16-2019, 09:41 AM
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#57
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2017
Location: City
Posts: 10,351
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Quote:
Originally Posted by Jeffman52
I get those all too often. It must be a lucrative business to send that in the fancy folder on the nice fancy paper. I figure if I'm doing so well they wanted to congratulate me, then why do I want to pay them to start managing it for me.
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One time I called the guy who was inviting me to dinner and asked, "Why me?" and explaining that I was not a prospect. He said that they send them to specific zip codes. I think the general theory is this:
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10-16-2019, 10:10 AM
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#58
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Thinks s/he gets paid by the post
Join Date: Dec 2015
Location: Santa Paula
Posts: 4,076
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Quote:
Originally Posted by CaptTom
I think I've heard of that business. Some TV talking head or news organization did an expose on it or something.
Most mobile home parks used to be privately owned, and the owner often lived on site. As they get bought out by corporations, the rents are raised and many long-time residents are squeezed out. What used to provide a steady, comfortable income for a Mom-and-Pop owner now has to provide an ever-increasing revenue stream to demand a "growth" stock price.
I don't usually get preachy, and I'm all for free market economics. But this is just plain predatory. I don't think I could bring myself to participate.
Also, it may not be sustainable. My guess is there's a limit to how much you can squeeze out of that market.
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Fortunately, California has recognized the problem of low cost housing. The state has set up a plan where the tenants of the park can buy out the owners through low interest loans. Also many communities have enacted rent control to prevent predatory increases.
__________________
Retired Jan 2009 Have not looked back.
AA 60/35/5 considering SS and pensions a SP annuity
WR 2% with 2SS & 2 Pensions
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10-16-2019, 01:17 PM
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#59
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Moderator
Join Date: Feb 2010
Location: Flyover country
Posts: 25,349
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Quote:
Originally Posted by OldShooter
One time I called the guy who was inviting me to dinner and asked, "Why me?" and explaining that I was not a prospect. He said that they send them to specific zip codes.
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A couple of decades ago, we lived in the second most upscale ZIP in the city. Pretty close to the edge of it, but we had those magic five digits. The array of upmarket mail order catalogs we got every week was nothing short of astounding.
__________________
I thought growing old would take longer.
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10-16-2019, 02:39 PM
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#60
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Moderator
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 25,340
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Quote:
Originally Posted by braumeister
A couple of decades ago, we lived in the second most upscale ZIP in the city. Pretty close to the edge of it, but we had those magic five digits. The array of upmarket mail order catalogs we got every week was nothing short of astounding.
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I noticed the same thing during that two-year period when I owned an airplane. Never mind that it was a 20-year-old Piper Tri-Pacer that had a market value of about the same as a medium priced new car. But their "market analysis" indicated that airplane owner = rich dude.
Little did they know that on at least a couple of occasions I ate one hot dog for dinner instead of two so the package would last until the next payday.
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When I was a kid I wanted to be older. This is not what I expected.
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