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Old 10-30-2011, 04:18 PM   #21
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Is the OP asking if REITs belong in a "retirement portfolio" meaning tax deferred accounts? 401(k) & Roth IRA.

according to the tax-efficiency chart, yes they do.

I made a 5k Roth IRA contribution to VGSIX awhile ago. Its the only REITs I own.
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Old 10-31-2011, 06:23 AM   #22
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I'm 10% REIT in my retirement portfolio. They are pretty volatile, which can be good when the market goes up.
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Old 10-31-2011, 03:30 PM   #23
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The completely tax-free earnings of a REIT in a Roth IRA is a very tempting proposition.

It's hard to pass up.
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Old 10-31-2011, 03:49 PM   #24
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If you choose to go with REITs be careful who you buy from and I'd recommend staying away from private REITs where you're locked in for a set period of time.

The last remaining acct we have with Ameriprise is a rollover IRA that contains two private commercial REITs. They've lost 25% of their value since buying them in 2007 and we're stuck with them until 2012.

But on Feb 1, 2012 we will be selling these losers and moving the rest of our money to Vanguard....resulting in no more Ameriprise!
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Old 11-01-2011, 07:03 AM   #25
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I bought a few REITs a couple years ago and have done quite well (done a little better than the stock market).

I guess the idea is that they aren't the same as stocks, so they act a little differently than stocks. That can help provide some diversification to a portfolio.

I'm a fan, FWIW.
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Old 11-01-2011, 09:55 AM   #26
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Quote:
Originally Posted by Mill View Post
Is the OP asking if REITs belong in a "retirement portfolio" meaning tax deferred accounts? 401(k) & Roth IRA.

according to the tax-efficiency chart, yes they do.

I made a 5k Roth IRA contribution to VGSIX awhile ago. Its the only REITs I own.
As with most things, the devil (or angel) is in the details.

I own WY, a timber REIT. Much of the cash flow from timber cutting gets passed through as LTCG.

Ha
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