I just discovered on Allstate's website that since I'm over 55 and now retired, my annual house insurance premium will go down by nearly 10% or $139. A nice little RE bonus.
I don't know if other auto, house, disability insurances have similar reductions after a certain age. It would be worth making a call to your insurance agent.
Another small example that being retired and a bit older can reduce your cost.
I look to the present moment because that's where I live my life.
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