|
|
07-09-2010, 08:18 PM
|
#41
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2003
Posts: 18,085
|
Quote:
Originally Posted by Stevewc
He/she probably wouldn't even know or care if they were breathing or not
|
Boredom problem solved.
__________________
"All animals are equal, but some animals are more equal than others."
- George Orwell
Ezekiel 23:20
|
|
|
|
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
07-09-2010, 08:55 PM
|
#42
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,154
|
Quote:
Originally Posted by retiredtooearly
Well I post here because I have nothing else to do at home. I am just finding myself surfing the web all day long, feeling pretty much useless, feeling depress. I thought retirement would be so great but it isn't the case. I just want to know what people do when they retire to make their lives are little happier. So don't tell me to travel or do anything that cost a lot of money because I am very frugal and don't want to spend any money on big expenses.
|
Well it doesn't make sense to retire early if all you are going to do is sit at home with nothing to do.
Either you need to have lots to do at home, or you need to have lots to do elsewhere.
If you stay at home and do nothing because you can't afford to do anything and that makes you miserable - well, I guess you couldn't really afford to retire early in the first place.
Audrey
__________________
Retired since summer 1999.
|
|
|
07-09-2010, 10:34 PM
|
#43
|
Full time employment: Posting here.
Join Date: Jan 2010
Location: Smith
Posts: 743
|
Wow! Me thinks fake, but who knows? If your budget is that tight, maybe you should go back to work. Money ain't everything, but there is a balance. Why are you still investing if you are retired? If you have enough to live on for the next 60 years, let loose. Sounds like you are generating 3 grand a month and investing $2500. Why so you can draw $4000 a month at 40 and reinvest $3500? One person can have a ball with $3000 a month.
If your bored, the first thing you should do to occupy your time is think of other things to occupy your time. If you are really that dull that you can't at 30, then you got bigger problems.
__________________
Retired July 4th, 2010 at age 43
Trout Bum, Writer, Full-Time Dad and Husband
|
|
|
07-09-2010, 10:48 PM
|
#44
|
Confused about dryer sheets
Join Date: Jun 2010
Location: NYC
Posts: 5
|
Quote:
Originally Posted by retiredtooearly
Well I post here because I have nothing else to do at home. I am just finding myself surfing the web all day long, feeling pretty much useless, feeling depress. I thought retirement would be so great but it isn't the case. I just want to know what people do when they retire to make their lives are little happier. So don't tell me to travel or do anything that cost a lot of money because I am very frugal and don't want to spend any money on big expenses.
|
Wow!! You sound just like me only I'm happy, not bored, and I do have a few hobbies. There has to be something that you like doing. Reading, researching investments, watching movies (Redbox movies are only $1/night), or spending time with your family. For me retirement is not being a slave to a job and living your life how you want to live it. I just can't believe that clipping coupons and grocery shopping are the only things that make you happy.
|
|
|
07-09-2010, 11:10 PM
|
#45
|
Dryer sheet wannabe
Join Date: Jul 2010
Posts: 11
|
It's not like I am on tight on money. I have the money. I just disciplined myself into investing whatever I have left over each month. I don't spend a lot. It's because I don't like wasting money on useless things that I don't use or need. I don't have the newest gadgets, cars or anything like that. I have gone on dates but a lot of gay guys are very materialistic. When they see the car I drive or the clothes that I wear they run. It's hard finding another gay guy who has the same values and in the same boat as me. One time I took a date to dinner and I used B1G1 meal free, he said I was cheap and laugh at me! I know I have a lot of emotional and personal issues to deal with. Maybe I shouldn't care so much about money. Maybe that's why I can't never be happy with my life. I thought an early retirement will make me happy but it hasn't.
|
|
|
07-10-2010, 12:03 AM
|
#46
|
Moderator Emeritus
Join Date: May 2007
Posts: 12,901
|
I think it's going to be hard to find someone, anyone, who is like-minded and willing to live happily on $500 a month like you do. Even among the frugal, you are a bit extreme! It looks like you need to loosen up the purse strings a little. If you were a bit more mainstream, it might be perhaps easier to meet people. Instead of investing $2,500 a month, keep a $500 allowance and invest the rest. Your retirement income is already equal to six times your expenses, what difference is it going to make? You don't have to blow your allowance on meaningless items either, but perhaps you can splurge on a date or two. I find that having something special to look forward to (a vacation, a movie, a good meal, visiting a friend, etc...) is essential for my own happiness. With no desire you are not living, you are merely surviving... I also find that, despite being a pretty introverted guy, I yearn to belong. Socializing takes a lot of energy out of me, but I find it rewarding to make the effort to connect with others. I go out of my way to keep in touch with friends and family members and, in retirement, I will make it a point to get out of the house at least once a day.
|
|
|
07-10-2010, 12:24 AM
|
#47
|
Moderator Emeritus
Join Date: Jun 2007
Location: At The Cafe
Posts: 6,873
|
What Dex said and Welcome to the Forum!
Guess I'm slow but it would take more than two months to declare myself bored. Question: were you bored at work? If you were, maybe it's just a bad habit. If there isn't already a 12-step program for boredom, you could start one.
|
|
|
07-10-2010, 12:44 AM
|
#48
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Posts: 17,244
|
Quote:
Originally Posted by retiredtooearly
Why are people jealous when you can retire early and they can't. My neighbors are the same thing. They think I am faking my retirement and think I'm just unemployed because they see me at the supermarket with my coupons. When I tell them that I don't work and I retired they laugh and say I'm joking with them. I don't need you to believe that I'm retired but I just need some guidance. Are there any other young people who retired too early and decided to go back to work?
|
If he is spending only $500 per month he is living in his parents basement.... not a life I want to lead....
|
|
|
07-10-2010, 12:49 AM
|
#49
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Posts: 17,244
|
OK... so later in a post OP said he does not live at home...
SOOOOO... give us your $500 budget... I don't believe it...
And I can stretch a dollar with the best of them... I could not do it back in the early 80s when rent was $300...
|
|
|
07-10-2010, 01:26 AM
|
#50
|
Moderator Emeritus
Join Date: Jun 2007
Location: At The Cafe
Posts: 6,873
|
Oh, ye of little faith! My second guess is that s/he is a young girl in Missoula.
|
|
|
07-10-2010, 01:36 AM
|
#51
|
Dryer sheet wannabe
Join Date: Jul 2010
Posts: 11
|
I have my own house which is paid off too. I don't pay rent. I have three other investments homes which are paid off too. That's where I am getting monthly income from. Net after those expenses(property tax, insurance, and etc) is around $3000. Well $500 bucks is a lot for food and personal expenses. I sometimes don't even use up the $500 after bills and everything. I only spend only $50 bucks for food which I could get $500 worths of groceries. No i'm not a girl. I'm a 30 year old gay guy. If you're interested, I'm available!
|
|
|
07-10-2010, 03:03 AM
|
#52
|
Recycles dryer sheets
Join Date: Aug 2008
Posts: 388
|
Quote:
Originally Posted by audreyh1
Either you need to have lots to do at home, or you need to have lots to do elsewhere.
|
"Having lots to do" is necessary?
I'm not into the Protestant work ethic, nor am I an extrovert. I'm tired of being busy and am aspiring to spend a lot of time lazing about, dreaming and relaxing. Going to get me a couple of cats to give me the good example, they're the best at it!
P.S. I do have ideas for a lot of stuff to do, but am afraid to fall into the trap of being "busy" again and not living.
|
|
|
07-10-2010, 06:58 AM
|
#53
|
Moderator
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 25,346
|
There's lots to do out there.
Take a college class in something, anything, that looks even remotely interesting. This will help get you out of the house.
If a whole semester is more than you want to commit to, then most colleges have one-to-six-week adult education classes in everything from computers to photography to gardening to... well, just about anything. Those classes are pretty cheap too.
Take a basic rider class from the Motorcycle Safety Foundation. Usually they're around $100.
Join a local bicycle touring club. Once you get past the initial expense of a bicycle you can spend days/weeks of activity with other people for essentially free, especially if you pack your lunch. That kept me lean and outside for a bit over two years during a time when funds were extremely limited.
Not knowing what your interests are I can't suggest much else, but you get the idea.
The point is, get out of the house.
__________________
When I was a kid I wanted to be older. This is not what I expected.
|
|
|
07-10-2010, 07:02 AM
|
#54
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2006
Location: Washington, DC
Posts: 11,331
|
Trolls are fun, I'm with Brewer on this one.
__________________
Idleness is fatal only to the mediocre -- Albert Camus
|
|
|
07-10-2010, 07:09 AM
|
#55
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Sep 2005
Posts: 5,381
|
This is an obvious joke.
Health insurance.
Property tax on home
Insurance on home
Maintenance on home
Automobile insurance
Gasoline
Internet connection (obviously)
Telephone
Electric/Gas/Water/Sewer
There is no way you can squeeze all of that in for $500 / month. If he lives in a tent on federal property, he might be able to do it. But I'm guessing that his internet access probably forecloses that possibility.
Thanks for coming, it was a nice laugh you had poking fun at all of us.
Cheers.
__________________
Retired early, traveling perpetually.
|
|
|
07-10-2010, 07:13 AM
|
#56
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Posts: 17,244
|
Quote:
Originally Posted by donheff
Trolls are fun, I'm with Brewer on this one.
|
At least he is not trashing all the other threads... quite tame if he is a troll...
And HEY... he could be telling the truth...
|
|
|
07-10-2010, 07:18 AM
|
#57
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Posts: 17,244
|
Quote:
Originally Posted by retiredtooearly
I have my own house which is paid off too. I don't pay rent. I have three other investments homes which are paid off too. That's where I am getting monthly income from. Net after those expenses(property tax, insurance, and etc) is around $3000. Well $500 bucks is a lot for food and personal expenses. I sometimes don't even use up the $500 after bills and everything. I only spend only $50 bucks for food which I could get $500 worths of groceries. No i'm not a girl. I'm a 30 year old gay guy. If you're interested, I'm available!
|
Still did not answer the original question.... what do you spend the $500 on
Ie food $50
insurance $100
utilities $100
etc... etc...
My utilities for the house is about $200 to $300 per month... and I was told recently that I was a 'low user' of electricity (some door to door salesman of the electric company)....
My insurance for cars about $200, for health about $600, etc. etc... as a single person I was able to live off about $1500 to $2500 per month with a paid off house... (according to what I wanted to do).... so you can see.... I am very skeptical about $500
|
|
|
07-10-2010, 07:27 AM
|
#58
|
Moderator Emeritus
Join Date: Jun 2007
Location: At The Cafe
Posts: 6,873
|
Anyone else think we are being OAPed?
Didn't answer my question either--was he bored at work?
|
|
|
07-10-2010, 07:41 AM
|
#59
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,154
|
Quote:
Originally Posted by retiredtooearly
It's not like I am on tight on money. I have the money. I just disciplined myself into investing whatever I have left over each month. I don't spend a lot. It's because I don't like wasting money on useless things that I don't use or need. I don't have the newest gadgets, cars or anything like that. I have gone on dates but a lot of gay guys are very materialistic. When they see the car I drive or the clothes that I wear they run. It's hard finding another gay guy who has the same values and in the same boat as me. One time I took a date to dinner and I used B1G1 meal free, he said I was cheap and laugh at me! I know I have a lot of emotional and personal issues to deal with. Maybe I shouldn't care so much about money. Maybe that's why I can't never be happy with my life. I thought an early retirement will make me happy but it hasn't.
|
Oh gosh - I just can't bear to spend money! Even if I'm miserable sitting around and not doing anything because, well, extreme frugality is the most important thing in my life. I don't really need to save money, but I do so anyway. No one is as cheap as me so I'll never find a compatible friend or partner because they all loathe my frugal habits...
I can't possibly change how I live my life. I thought retiring early to sit around alone and do nothing would solve all my problems......
This is clearly a straw man troll, y'all
__________________
Retired since summer 1999.
|
|
|
07-10-2010, 07:45 AM
|
#60
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,154
|
Quote:
Originally Posted by Tigger
"Having lots to do" is necessary?
|
Having lots to do - I meant more on the lines of having lots that you "could" do - I didn't me lots that you "had to do" - I was not speaking obligations.
I have lots to do, but usually only get around to 10% of it. But if I wanted to be busier, I easily could.
Audrey
__________________
Retired since summer 1999.
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|