Retired need to do this? - Page 2

ladelfina · 01-30-2008, 11:23 AM

THanks Audreyh1 and Marquette for your medals of 'courage'.. but it's more fear of making a WORSE wrong move! Right now is the biggest drop I have experienced (no tech in 2000-2001 so I dodged that bullet) and I'm not as sang-froid as might be conveyed in the posts! But over the last few months it seems "out of the frying pan.." and?

I chalk it up to "if I do nothing I can blame myself less if it goes wrong". It's not very logical! On the bright side, I do have an expense ratio close to zero, though.

I wouldn't say CR pushing equities now that they are low is the same as all tech in '99. In the "Intelligent Asset Allocator" book there are back-tested graphs that show high equities, as audreyh1 says, win in the long term. I just hope to live "long-term" enough!!

audreyh1 · 01-30-2008, 01:43 PM

Quote:

Originally Posted by ladelfina

I chalk it up to "if I do nothing I can blame myself less if it goes wrong". It's not very logical!

Actually, I definitely see logic in that. In long term investing, doing nothing is often the wiser course.

Audrey

simple girl · 01-30-2008, 04:38 PM

I like this site for giving a good overview/education on how to decide on your asset allocation: Investment Guide

It doesn't tell you what to do but gives you a good framework/basic background to help you decide for yourself.

01-30-2008, 04:38 PM	#23
simple girl Full time employment: Posting here. Join Date: Sep 2006 Location: mississippi Posts: 584	I like this site for giving a good overview/education on how to decide on your asset allocation: Investment Guide It doesn't tell you what to do but gives you a good framework/basic background to help you decide for yourself. __________________ simple girl less stuff, more time (40, married, no kids, work part-time, DH full-time. Hoping to both semiretire in 5 years...)

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01-30-2008, 11:23 AM	#21
ladelfina Thinks s/he gets paid by the post Join Date: Oct 2005 Posts: 2,188	THanks Audreyh1 and Marquette for your medals of 'courage'.. but it's more fear of making a WORSE wrong move! Right now is the biggest drop I have experienced (no tech in 2000-2001 so I dodged that bullet) and I'm not as sang-froid as might be conveyed in the posts! But over the last few months it seems "out of the frying pan.." and? I chalk it up to "if I do nothing I can blame myself less if it goes wrong". It's not very logical! On the bright side, I do have an expense ratio close to zero, though. I wouldn't say CR pushing equities now that they are low is the same as all tech in '99. In the "Intelligent Asset Allocator" book there are back-tested graphs that show high equities, as audreyh1 says, win in the long term. I just hope to live "long-term" enough!!

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