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Old 04-20-2015, 08:47 AM   #41
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Maybe your kids will have kids; then you can use your nest egg for part of their college expenses. It probably won't be enough.
Or help with weddings or first homes....

Do what feels right for you and appreciate what a great position you are in. You have lots of years left. Most importantly, enjoy life- we never know how long that will last.
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Old 04-20-2015, 09:54 AM   #42
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I'll introduce you to my DW. She'll fix your spending problem in about 3 1/2 minutes.
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Old 04-20-2015, 11:22 AM   #43
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Hmmm...

Quote:
“The joke concerns twin boys of five or six. Worried that the boys had developed extreme personalities – one was a total pessimist, the other a total optimist – their parents took them to a psychiatrist.”

“First the psychiatrist treated the pessimist. Trying to brighten his outlook, the psychiatrist took him to a room piled to the ceiling with brand-new toys. But instead of yelping with delight, the little boy burst into tears. 'What's the matter?' the psychiatrist asked, baffled. 'Don't you want to play with any of the toys?' 'Yes,' the little boy bawled, 'but if I did I'd only break them.'”

“Next the psychiatrist treated the optimist. Trying to dampen his out look, the psychiatrist took him to a room piled to the ceiling with horse manure. But instead of wrinkling his nose in disgust, the optimist emitted just the yelp of delight the psychiatrist had been hoping to hear from his brother, the pessimist. Then he clambered to the top of the pile, dropped to his knees, and began gleefully digging out scoop after scoop with his bare hands. 'What do you think you're doing?' the psychiatrist asked, just as baffled by the optimist as he had been by the pessimist. 'With all this manure,' the little boy replied, beaming, 'there must be a pony in here somewhere!'”
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Old 04-20-2015, 03:40 PM   #44
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Buy a large boat or an airplane. That'll take care of it.
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Old 04-20-2015, 09:52 PM   #45
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"The bottom line is, I've done a great job in saving for retirement but now I'm afraid to spend the money. This has to be a common problem for people like myself who have spent so many years saving money but find it hard to part with"
What a relief, I thought I was the only one... 6 months into ER and I am below budget, but still worry unnecessarily about it. Must be the DNA......
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Old 04-20-2015, 09:53 PM   #46
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Buy a large boat or an airplane. That'll take care of it.
Or a horse.
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Old 04-20-2015, 11:19 PM   #47
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Definitely don't buy stuff just to spend. Definitely not a vacation house just to sink $$ somewhere. Thing own you if you don't watch out.

We like to spend on travel, good food, and we gift plenty.
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Old 04-21-2015, 12:47 AM   #48
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Just curious, what did you do for a living to get the 100% pension and 100% lifetime medical coverage?
OP worked for the government. Pay isn't always as good as private but the benefits (if you work long enough) are really nice.
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Old 04-21-2015, 05:07 AM   #49
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Or a horse.
Why spend the money? Just look for a pile of manure and start digging
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Old 04-21-2015, 05:44 AM   #50
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If all goes well--and it no doubt won't (pessimist here)--I may actually have some money in retirement to be a small-scale philanthropist, or at least enough to have the delight of gifting in unexpected ways. I'd love to be the secret person who slips $5000. into the Salvation Army kettle, for example. I'd suggest if your needs and wants are taken care of that you make a plan for more giving back. And count your many blessings.
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Old 04-21-2015, 06:53 AM   #51
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Fast cars, fast horses, and fast women. Then waste the rest...
there is some good old whiskey out there also
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Old 04-21-2015, 07:34 AM   #52
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Why spend the money? Just look for a pile of manure and start digging
The cheapest part of horse ownership is acquiring one.
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Old 04-21-2015, 10:07 AM   #53
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The cheapest part of horse ownership is acquiring one.
How well we know that! Still have a garage full of tack and a rusting trailer after 10 years of DD's involvement.
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Old 04-21-2015, 11:24 AM   #54
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The cheapest part of horse ownership is acquiring one.
Yes, my wife got into mini horses a couple of years ago. There is no problem of what to do with any excess funds anymore, the money just gets sucked into the horsey vortex.
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Old 04-21-2015, 11:55 AM   #55
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Yes, my wife got into mini horses a couple of years ago. There is no problem of what to do with any excess funds anymore, the money just gets sucked into the horsey vortex.
Buy you have mini-horses, how much could they possibly cost?😂 Sorry couldn't resist.

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Old 04-21-2015, 12:16 PM   #56
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Buy you have mini-horses, how much could they possibly cost?😂 Sorry couldn't resist.

🐑
Unfortunately mini horses don't come with mini prices. Tack, different horse carts for various events and all the paraphenalia that goes along with that, fees for horse events, travel to horse events, vet bills, trainer fees and on and on...
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Old 04-21-2015, 12:57 PM   #57
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I had a vague idea there would be no reduction in cost or the work involved.

Our neighbor has one. I met it out in our barn before I met the neighbors. I grew up around horses and had enough sense to treat it as a stray horse till he showed up.
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Old 04-21-2015, 01:14 PM   #58
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Send it all to the Big Dawg golf fund.
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Old 04-21-2015, 08:00 PM   #59
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I've heard a big sailboat (or any boat) does a great job of chewing through cash.
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Old 04-21-2015, 08:04 PM   #60
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More seriously, after the kids settle down, you might look into that vacation home unless they're close by. We just sold ours but are moving close (within 4 hours) of the oldest and his wife which is close but not too close.
Travel is also a great cash burner.
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