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Old 07-27-2013, 05:07 PM   #21
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$30-40K? That's a veritable fortune

Actually, there are many here who live on that figure - as well as those at both income range extremes.
I'm with you on that one. Plenty of Americans are raising two kids on that amount of money!
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Old 07-27-2013, 05:39 PM   #22
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Being that sick is never fun, or cheap, and it is so sad that you have been going through this. I hope your recovery is as fast and complete as possible and that soon, life can return to more or less normal for you.
Thank you and all others who have wished me well.

At the risk of sounding pessimistic, I like to tell my story to remind people that illness can strike healthy looking people any time, particularly as we get older. I am one who never takes things for granted, and still I was shocked.

But it is life. I have been following stories of other posters who faced serious illness of their own. Yes, it happens. Don't go without health insurance. Don't take that risk!
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Old 07-27-2013, 05:47 PM   #23
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Thank you and all others who have wished me well.

At the risk of sounding pessimistic, I like to tell my story to remind people that illness can strike healthy looking people any time, particularly as we get older. I am one who never takes things for granted, and still I was shocked.

But it is life. I have been following stories of other posters who faced serious illness of their own. Yes, it happens. Don't go without health insurance. Don't take that risk!
So true, so true! And people need to think about this and not delay retirement too long, either, if we want a lengthy and healthy retirement. If only we knew how long "too long" is, in advance!
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Old 07-28-2013, 02:56 PM   #24
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You mean, something like...

"You could spend your days playing video games, reading, checking the forum, and shopping, and then making up for all this sloth by working out hard at an uncrowded, well equipped, luxurious gym, followed by afternoons exploring and cruising about on pleasure drives in your new-ish top-of-the-line Toyota Venza with your honey whom you adore.... while living in a paid off 1600 square foot updated 1970's brick ranch house with granite, brand new flooring and paint, an abundance of charming architectural details, and 5 sets of French doors, in an extremely quiet and safe suburban neighborhood, eating astonishingly delicious Cajun/Creole food at New Orleans' fabled restaurants every single day... and this fabulous lifestyle would only cost you $2,000/month plus income tax and medical insurance.*

*I would include the latter two but they vary so much from person to person that it would be meaningless to include them.
Only $2,000 a month for this lifestyle excluding HI and income tax? Absolutely amazing! I am assuming this includes car and life insurance premiums, cable, internet,cell phones, utilities, etc. I would not have imagined anyone could eat out daily and stay within this budget.Does you SO pay for the dinner?
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Old 07-28-2013, 07:41 PM   #25
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Only $2,000 a month for this lifestyle excluding HI and income tax? Absolutely amazing! I am assuming this includes car and life insurance premiums, cable, internet,cell phones, utilities, etc. I would not have imagined anyone could eat out daily and stay within this budget.Does you SO pay for the dinner?
It's not amazing at all! This is certainly not a budget to brag about for a single person with a simple lifestyle living in a paid off home in many parts of the South.

In answer to your questions, everything other than HI and income tax was included, and yes, I pay for my own meals now that he is retired.
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Old 07-28-2013, 11:55 PM   #26
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W2R:

I just love your spunky and positive outlook on your posts. But I haven't heard you WHOOAA lately, have you?

You mentioned WW, I'm reading the South Beach Diet because hubby's gut is competing with Santa. So we are going to do this together because I have to lose some too. We are going back to walking at night...I can't take walking In the heat even though it doesn't compete with yours.

But life is treating us good. We are going to Va. Beach in Aug and Fl. in Feb.(hope these trips don't mess our diets). Then we have our grandsons....3 and 5 who complete our lives. They are cute at this age.
We go downtown every other week to eat at restaurants with friend we have never been to and fit a ballgame in when there is one. The city and is changing and there are many places to go to and see that weren't here 10yrs ago...including a casino(had to put this in. won't go a lot, but have to go sometimes.)

I know this isn't a financial post, but I just wanted to write it.
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Old 07-29-2013, 06:49 AM   #27
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If you are an INTJ, like many on here, you don't need anyone selling you on something
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Old 07-29-2013, 10:21 AM   #28
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If you are an INTJ, like many on here, you don't need anyone selling you on something
Since discovering the Meyers-Brigg personality types and finding out that I am INTJ, it has explained quite a bit. However, I've fallen into the trap of using it to try and explain away all my personality quirks - as in telling myself that whatever I do, it's normal behavior for an INTJ.

However, I think I just need to face up to the fact that as I get within spitting distance of 50, I am fast becoming a rather idiosyncratic (yet very content) curmudgeon
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Old 07-29-2013, 10:25 AM   #29
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Idiosyncratic is what I also use to describe myself. But other people call me weird, and perhaps even crazy when out of earshot. But do I care?
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Old 07-29-2013, 10:33 AM   #30
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That's the good thing about getting older - we feel less constrained by social "norms" and more free to be ourselves. It's rather handy for ER types, as we are often surrounded by family and friends who don't fully understand our lifestyle choices. We march to the beat of our own drum and thankfully, usually aren't bothered that we don't "fit in".
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Old 07-29-2013, 03:18 PM   #31
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I've fallen into the trap of using it to try and explain away all my personality quirks - as in telling myself that whatever I do, it's normal behavior for an INTJ.
That is so typical of you INTJs.
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Old 07-29-2013, 03:29 PM   #32
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If you are an INTJ, like many on here, you don't need anyone selling you on something
And you probably are a poor salesperson. I know I am. I am not interested in selling retirement to anyone because some people are clearly not cut out for it.
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