Retirement Logic Diagram

[Huston55]

Interesting logic diagram from Caniretireyet.com.

Has one make retirement decision based on "essential" expenses alone, using 3% WR. I expect there's an embedded assumption that "discretionary" expenses would be up to another 1%. Also has one use ability to return to work, if financially necessary, to help make ER and annuitization decisions. Pretty simple but, that's good; plus, I love diagrams.

http://www.caniretireyet.com/storage/blueprints/retirement_income.png

 

[mathjak107]

very cute... i think most of americas retirement plan is over on the right side.

work until you cant is the plan.

 

[fritz]

If your investment withdrawals should go over the diagram's <3% safe withdrawal rate threshold (warning signs) - takes you to (1) going back to work, or (2) buying annuities. Annuity salespeople must love this diagram.

 

[MasterBlaster]

This reminds me of the bacon flowchart:

 

[Nords]

Interesting logic diagram from Caniretireyet.com.

I spent some time with Darrow at FINCON12. Good guy!