Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 09-07-2010, 01:28 PM   #41
Dryer sheet wannabe
Join Date: Jul 2010
Posts: 14
Both planners are on there own. I don't think the planner would get paid extra per transaction but I will ask.

If she signed up for a year at .8 the plan would be included.

One other thing, my sister mentioned 72t withdrawals to one of the planners and he seemed to dismiss the idea. She did not mention this to the other planner so it is not really a fair evaluation point.

chewy is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 09-07-2010, 01:44 PM   #42
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
HFWR's Avatar
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 12,554
Originally Posted by REWahoo View Post

Have Funds, Will Retire

...not doing anything of true substance...
HFWR is offline   Reply With Quote
Old 09-07-2010, 02:17 PM   #43
Thinks s/he gets paid by the post
jIMOh's Avatar
Join Date: Apr 2007
Location: Milford, OH
Posts: 2,085
Originally Posted by FinanceDude View Post
Why does that matter? You cannot assume a Smith Barney guy knows more than an independent guy............ Actually, most indendent guys started out at wirehouses or regional brokerage firms..........
It is a data point, it might matter, it might not.

For example if one guy worked for a more popular insurance company and other was on his own, that might mean one thing, where as if one was with smith-barney and other was on his own that might mean less.

And some companies do fee only plans
where as others do fee only plans, AND manage assets AND sell loaded mutual funds. They get compensated one way or another, but depending on firm, they might only manage assets (so getting the plan would not happen from that firm).
Light travels faster than sound. That is why some people appear bright until you hear them speak. One person's stupidity is another person's job security.
jIMOh is offline   Reply With Quote
Old 09-07-2010, 06:31 PM   #44
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 7,662
Why pay 0.8% to get DFA or Vanguard and an asset allocation? Is it because face-time is needed? There are plenty of DFA and Vanguard planners that charge 0.25% or less or even a fixed fee. Everything is negotiable as well.

LOL! is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Safe car part of health plan and/or retirement plan Buckeye Health and Early Retirement 21 07-10-2016 02:58 PM
New retirement plan, 400 million in a year, no money down teejayevans Other topics 1 02-13-2007 12:38 PM
How do YOU plan to ER? -sister topic to "How Did You RE?" on the FIRE section.. mangodance Young Dreamers 11 07-06-2005 04:44 PM


All times are GMT -6. The time now is 01:36 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.