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Return an old credit card?
05-25-2017, 11:41 AM
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#1
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Moderator
Join Date: Feb 2010
Location: Flyover country
Posts: 25,155
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Return an old credit card?
Just received a new credit card and it included a postage paid envelope "to return your outdated card for secure disposal."
I've never seen this before. I'll just run the old card through the shredder like I've always done, but I wondered if this is becoming common?
__________________
I thought growing old would take longer.
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05-25-2017, 11:45 AM
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#2
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,468
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Quote:
Originally Posted by braumeister
Just received a new credit card and it included a postage paid envelope "to return your outdated card for secure disposal."
I've never seen this before. I'll just run the old card through the shredder like I've always done, but I wondered if this is becoming common?
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I have never seen this.
I would do exactly what you did. No way am I going to send an intact, usable credit card anywhere in the mail. If I felt obliged to mail it to them for some reason, I'd shred it first and then mail the shreddings.
Could this be some sort of con job? You might want to activate and use the new card before you shred the old one, just to make sure it is valid.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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05-25-2017, 11:51 AM
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#3
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Thinks s/he gets paid by the post
Join Date: Oct 2015
Posts: 2,301
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never heard of it either. I agree that it just increases the risk of fraud, so I'd dispose of it myself and ignore the return envelope.
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05-25-2017, 11:58 AM
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#4
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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I'm thinking they are trying to avoid people who just toss 'em inna trash where the identity thieves can get an easy score.
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05-25-2017, 12:03 PM
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#5
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Moderator
Join Date: Feb 2010
Location: Flyover country
Posts: 25,155
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Update:
The card seems to actually be metal, not plastic, and extraordinarily tough.
Before going to the shredder I took a pair of scissors to it and had to seriously work to cut it in half. The pieces went through the shredder, but it complained.
Now I understand why they send the return envelope.
__________________
I thought growing old would take longer.
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05-25-2017, 12:08 PM
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#6
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Thinks s/he gets paid by the post
Join Date: Jan 2011
Location: Fair Lawn
Posts: 2,936
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Quote:
Originally Posted by braumeister
Update:
The card seems to actually be metal, not plastic, and extraordinarily tough.
Before going to the shredder I took a pair of scissors to it and had to seriously work to cut it in half. The pieces went through the shredder, but it complained.
Now I understand why they send the return envelope.
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You beat me to it. I have a few of those rock-solid cards. When they expired I got the return envelope. I tried to mangle them a bit with my tin snips, but then sent them back in the return envelope. In any event, I felt comfortable because the cards were expired.
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05-25-2017, 12:15 PM
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#7
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2007
Location: Independence
Posts: 7,271
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Metal card? I got an envelope to return same back when. Was more fun beating it to death.
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05-25-2017, 12:19 PM
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#8
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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I've never seen one. When I do I'll have at it with the torch -
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05-25-2017, 01:04 PM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2004
Location: Laurel, MD
Posts: 8,304
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When I checked out of Megacorp they asked for my corporate card so I cut it in in two and sent them half.
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
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05-25-2017, 01:35 PM
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#10
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 37,931
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Quote:
Originally Posted by braumeister
Update:
The card seems to actually be metal, not plastic, and extraordinarily tough.
Before going to the shredder I took a pair of scissors to it and had to seriously work to cut it in half. The pieces went through the shredder, but it complained.
Now I understand why they send the return envelope.
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Ahhh, that makes sense now. The metal cards are really hard to destroy. And they will break your shredder.
__________________
Retired since summer 1999.
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05-25-2017, 01:56 PM
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#11
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Thinks s/he gets paid by the post
Join Date: Jul 2009
Location: Miraflores,Peru
Posts: 1,992
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I use them to open doors that my two year old has locked!
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05-25-2017, 02:16 PM
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#12
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Moderator
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 25,290
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Quote:
Originally Posted by braumeister
Update:
The card seems to actually be metal, not plastic, and extraordinarily tough.
Before going to the shredder I took a pair of scissors to it and had to seriously work to cut it in half. The pieces went through the shredder, but it complained.
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When I got the metal one in the mail it came with instructions to NOT try putting it in a shredder. I think the metal is supposed to be some sort of "status" thing. It doesn't work any different than a plastic one and has to cost more to make so I don't see the point in it.
__________________
When I was a kid I wanted to be older. This is not what I expected.
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05-25-2017, 07:16 PM
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#13
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 37,931
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Quote:
Originally Posted by Walt34
When I got the metal one in the mail it came with instructions to NOT try putting it in a shredder. I think the metal is supposed to be some sort of "status" thing. It doesn't work any different than a plastic one and has to cost more to make so I don't see the point in it.
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It's a status thing for those high rollers with big annual fees, perks, and high credit limits.
__________________
Retired since summer 1999.
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05-25-2017, 08:03 PM
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#14
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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No wait...
I'm in the first class, Maine Lobster and Wagyu club, drinkin' Nolet martinis and livin' large and I ain't never seen one of them stainless steel titanium credit cards.
Do they have chips in them too?
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05-25-2017, 08:40 PM
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#15
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Thinks s/he gets paid by the post
Join Date: Oct 2013
Location: Cholula
Posts: 1,595
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Quote:
Originally Posted by RobbieB
Do they have chips in them too?
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Yes, they have chips. Salsa not included.
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05-26-2017, 09:03 AM
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#16
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2006
Location: west coast, hi there!
Posts: 8,797
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Quote:
Originally Posted by braumeister
Update:
The card seems to actually be metal, not plastic, and extraordinarily tough.
Before going to the shredder I took a pair of scissors to it and had to seriously work to cut it in half. The pieces went through the shredder, but it complained.
Now I understand why they send the return envelope.
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I just used my heavy duty metal cutting scissors in the garage. I always throw the pieces in separate waste containers so nobody could get the pieces together. Secret agent Lsbcal.
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05-26-2017, 09:15 AM
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#17
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 16,973
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Quote:
Originally Posted by RobbieB
No wait...
I'm in the first class, Maine Lobster and Wagyu club, drinkin' Nolet martinis and livin' large and I ain't never seen one of them stainless steel titanium credit cards.
Do they have chips in them too?
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Finally, I do something more classy than you when I buy a meal at Mc'D's
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