Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Rolling Over 401K Funds While Still Employed
Old 06-30-2013, 09:55 AM   #1
Recycles dryer sheets
 
Join Date: Feb 2013
Posts: 187
Rolling Over 401K Funds While Still Employed

Hello,

Is it possible to roll over my Roth 401K retirement funds at my current company (while still employed there indefinitely into the future) to my own Vanguard retirement accounts?

Of course, I want to do this because I looked into the weighted average expense ratio for my Roth 401K funds, and it is around 1%. I believe the weighted average of my allocation in Vanguard ETFs is 0.15 bps :face palm: .

Just curious if this is possible at most companies. I assume it is not unless you leave the company because the company probably gets special perks/benefits by having larger retirement account balances, and they therefore don't want their employees moving their money.

Thanks.
__________________

__________________
younginvestor2013 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 06-30-2013, 10:32 AM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
pb4uski's Avatar
 
Join Date: Nov 2010
Location: Vermont & Sarasota, FL
Posts: 16,427
See In-Service Withdrawal: The Law and The Plan Rules
__________________

__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
pb4uski is offline   Reply With Quote
Old 06-30-2013, 10:50 AM   #3
Thinks s/he gets paid by the post
 
Join Date: Feb 2011
Posts: 1,629
Related question. What happens with employee's vested 401k if he/she changes status to a non-401k-eligible position (e.g. part-time) with same company? I haven't found an answer to that.
__________________
ERhoosier is offline   Reply With Quote
Old 06-30-2013, 12:25 PM   #4
Thinks s/he gets paid by the post
bUU's Avatar
 
Join Date: Dec 2012
Location: Georgia
Posts: 1,885
If the value of the account is more than five thousand dollars, then the change in status would only affect future contributions. For smaller accounts, the plan's own rules would prevail, so you'd have to check with them directly.
__________________
bUU is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


 

 
All times are GMT -6. The time now is 05:02 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.