Originally Posted by summer2007
I guess what my biggest question is if my Dad has money still in his 401k at age 70-1/2 and has to take a RMD if he can take the amount of the RMD pay the taxes on it and roll it into a Roth IRA?
No, he can't. But why would he want to? There are plenty of nice tax efficient investments he can use instead or he can give the money away to get it out of his estate. Once he has taken out the RMD and paid taxes on it, he can rollover any amount he wants to a Roth IRA as a separate taxable transaction.
He can also structure his other investments so that he pays virtually no taxes on them. This will help reduce the taxes on any RMDs and rolloverrs to his Roth.