Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Rollover temptations
Old 11-18-2014, 04:39 PM   #1
Recycles dryer sheets
Join Date: Aug 2013
Location: North
Posts: 422
Rollover temptations

As a somewhat newer investor it was interesting to see myself face the same rollover tempations many Americans face every day. A big fat check, waiting to be cashed...only I sent mine onto VG.

But that's really only 1/2 of it...getting the checks too VG or any other investment firm usually doesn't happen...I've read the statistics and its staggering how many folks never reinvest there 401ks when leaving a company.

Or the number of people who let there 401ks sit in a bad investment for a very long time.

I wasn't tempted because I had a plan and a goal and I stuck to it (Asset Alloc Strat)..but I can only imagine for folks who don't have a plan or goal..and to have a large sum of money dropped upon them with no the temptations...jet skis, boats, cruises, new cars and trucks...

or your decide.
AA (Stock/Bond/Cash ): 90/0/10% MIX (Small/Mid/Large): X/Y/Z% BLEND(US/Foreign): 100/0%, (Value/Growth/Blend): X/X/X% REIT (Real Estate Equity): X% of Assets

FIRE in 2031 @ 50yrs old (+/- 2yrs) w/ a hypothetical $3.5mil portfolio, 3 appreciated homes worth $1.0mil and rental income to fund my gap years until RMD. Assets will go to an inherited IRA where I plan on watching the investments grow until I die or the trust gets executed.
kgtest is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
"Temptations"/"Pure Romance" Parties tangomonster Other topics 48 11-27-2008 07:31 PM
Trade stocks in my rollover IRA? One4g Young Dreamers 1 01-30-2006 12:00 PM
401(k) Rollover Input REWahoo FIRE and Money 13 06-25-2005 02:26 PM
? rollover of 403b to IRA at retirement. tednvon FIRE and Money 1 05-09-2005 01:49 PM
401K: *Stay in or rollover (Beethoven) Dogcliff FIRE and Money 7 03-18-2004 05:58 PM


All times are GMT -6. The time now is 11:27 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.