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Old 05-08-2008, 01:43 PM   #41
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I am tired of looking at my accounts. I can't get to my milestone--almost there but not quite.
I got to my milestone but almost immediately started looking towards the next milestone. There is always another milestone ahead. You'll get there.
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Old 05-08-2008, 01:53 PM   #42
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Originally Posted by flipstress View Post
I am tired of looking at my accounts. I can't get to my milestone--almost there but not quite.
I am encountering that problem as of late, ever since I first considered an early retirement last month. Now, it's like waiting for water to boil.

I think it is far better to not to look at it (unless you want to make adjustments). Because of housing costs in our area (Cupertino, CA), my wife and I got a very late start on our 401K contributions. One month ago, I was surprised to find we had accumulated $550K, which isn't too bad considering I'm 49. Now it seems like it can't grow fast enough ... :sigh:
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Old 05-15-2008, 04:37 PM   #43
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Well, between the 1.5% gift from my employer and payday today, I'm just over $80k in my 401(k). While it's not the bulk of our savings, I'm still excited because I've never had that much in my 401(k) before (last employer didn't match nearly as much and didn't have a safe harbor plan)

To celebrate I went pretty wild! I upped my after-tax 401(k) contrib a percent, dropped my pre-tax a percent, and upped my Roth 401(k) contrib a percent. Oh, and then I initiated a rollover from my solo 401(k) at Invesco AIM to my SEP at Vanguard. I am wild!
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Old 05-15-2008, 05:26 PM   #44
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I've been flirting with $200K for months now. All the while sticking in 18% of my salary. dang market...
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Old 05-15-2008, 07:29 PM   #45
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To celebrate I went pretty wild! I upped my after-tax 401(k) contrib a percent, dropped my pre-tax a percent, and upped my Roth 401(k) contrib a percent. Oh, and then I initiated a rollover from my solo 401(k) at Invesco AIM to my SEP at Vanguard. I am wild!
You risk taker, you!

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Old 05-16-2008, 01:09 PM   #46
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I got to my milestone but almost immediately started looking towards the next milestone. There is always another milestone ahead. You'll get there.
Thank you for the encouragement! The day after you said that, I looked at my accounts and I had surpassed my milestone by about $1K.

I was afraid that buying the sushi for lunch that day and sending off money to my mom and my brother would make for a milestone shortfall.

But today, I am over my milestone by $3K.

I hear you, too, about milestones beyond milestones.

(There's a book title in there somewhere. How about "Milestones 'Til the Tombstone"? A better book might be a self-help one--"Get the Milestone Millstone Off Your Neck: Breaking the Portfolio-Checking Addiction".)
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Old 05-16-2008, 01:47 PM   #47
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Thank you for the encouragement! The day after you said that, I looked at my accounts and I had surpassed my milestone by about $1K.
That is TERRIFIC!! Congratulations on passing that milestone.

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I was afraid that buying the sushi for lunch that day and sending off money to my mom and my brother would make for a milestone shortfall.

But today, I am over my milestone by $3K.
Now that is even BETTER! <~~ (one for each $1K)

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I hear you, too, about milestones beyond milestones.

(There's a book title in there somewhere. How about "Milestones 'Til the Tombstone"? A better book might be a self-help one--"Get the Milestone Millstone Off Your Neck: Breaking the Portfolio-Checking Addiction".)


There's a really memorable Emerson quotation about such things. Memorable, but I forgot it. If I remember it I'll post it later on.
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Old 05-16-2008, 06:45 PM   #48
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There's a really memorable Emerson quotation about such things. Memorable, but I forgot it. If I remember it I'll post it later on.
"Every end is prospective of some other end, which is also temporary; a round and final success nowhere." - - Ralph Waldo Emerson
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Old 05-25-2008, 10:52 AM   #49
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At the end of each fiacal year I calculate NW. This year, it increased by <4% despite the fact that I work in a high paying job. It did break through the $2.5m mark, which I suppose is a milestone, but below my projection of $2.6m. However, since March 31 NW has increased by well over $100K and one particular portfolio has topped the $1m mark (another milestone). I use a spreadsheet to project NW over time and it's interesting to see the impact of FY2007-08's poor performance on projected long term growth. Had I RE'd in 2007, NW would have decreased significantly in Year 1, which would be quite disconcerting!

Let's hope volatility works both ways over time..........
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Old 05-25-2008, 01:35 PM   #50
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If you have more than you need to live the life you wish, does it really matter what "the number" is

I understand for those that have not reached "their goal", but sometimes the goal has been surpassed without understanding that you can enjoy your "effort".

Life is short. Enjoy it while you can..... (yes, I am )...

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Old 10-09-2008, 06:06 PM   #51
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Ok. I had to go dig this thread up. 300k for the 2nd time.
Well, I'm still holding above 200k, barely. This is hard to take but I still have at least 12 more years until retirement while dumping in 25k yearly.

How is everyone else doing?
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Old 10-09-2008, 07:12 PM   #52
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I'm said in an earlier post in this thread that I now mark my net worth interval changes each $100K.

Well, I'm down over two intervals.
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Old 10-09-2008, 07:15 PM   #53
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I have enough left to buy a pineapple and two carrots.
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Old 10-09-2008, 07:20 PM   #54
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I'm said in an earlier post in this thread that I now mark my net worth interval changes each $100K.

Well, I'm down over two intervals.
To tell the truth: I haven't been looking.
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Old 10-09-2008, 07:58 PM   #55
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I'm another that is not looking at retirement account balances. There is still a considerable amount of time before we can draw on them without penalty, so I would prefer to bury my head in the sand and worry about that another day.
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Old 10-09-2008, 08:05 PM   #56
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On 5/6/08, I wrote:

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LOL. I recently did the same thing at the 500K mark. Dropped below it around last December, rose above it again a couple weeks ago.
And looking at Quicken today, back down to $370K. Ouch.

Where's my bailout?
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Old 10-09-2008, 08:16 PM   #57
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Instead of a milestone, I feel like I have a kidney stone.
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Old 10-10-2008, 04:31 AM   #58
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On 5/6/08, I wrote:


And looking at Quicken today, back down to $370K. Ouch.

Where's my bailout?
I've discontinued Quicken until this blows over
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Old 10-10-2008, 04:57 AM   #59
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Well, I'm still holding above 200k, barely. This is hard to take but I still have at least 12 more years until retirement while dumping in 25k yearly.

How is everyone else doing?
what? you lost 100K in 4 months?!?!

that is scary :confused:
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Old 10-10-2008, 09:04 AM   #60
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From 5/8/08 (post #42):

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One month ago, I was surprised to find we had accumulated $550K ...
This was for our 401(k)s. Heading into today, we are right at $550K. This means our 401(k) contributions and company matching were offset by our losses for the last 6 months (~$24K). Of course, our 401(k)s are 100% fixed income as of 4 months ago (30% Broad Market Bond, 30% D&C Income, 20% VG GMNA, 20% Stable Value).
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