GalaxyBoy
Thinks s/he gets paid by the post
Charles Schwab offers a "complimentary personal retirement consultation" to clients, which appears to be a one-hour phone call that covers:
-----
Where you stand now:
Your savings, income, and expenses—both current and projected
How your savings and assets can support you
Your comfort level with investment risk
What you want
When you want to retire (if you haven’t already)
Your desired lifestyle
Any major milestones you expect to achieve
How to move forward
Ways to balance income and expenses
How to generate retirement income from all available sources
Realistic options—even if your savings aren’t enough
-----
Sounds fairly reasonable and it don't cost nuthin', although for most of us on this forum it's probably not going to offer much we don't already know.
Has anyone used this service as a Schwab client? What did you think? I'm wary of what could easily become a thinly-veiled sales pitch for investment products.
-----
Where you stand now:
Your savings, income, and expenses—both current and projected
How your savings and assets can support you
Your comfort level with investment risk
What you want
When you want to retire (if you haven’t already)
Your desired lifestyle
Any major milestones you expect to achieve
How to move forward
Ways to balance income and expenses
How to generate retirement income from all available sources
Realistic options—even if your savings aren’t enough
-----
Sounds fairly reasonable and it don't cost nuthin', although for most of us on this forum it's probably not going to offer much we don't already know.
Has anyone used this service as a Schwab client? What did you think? I'm wary of what could easily become a thinly-veiled sales pitch for investment products.