If you have the ability to run a credit report, please do. Do not take anyone under 650. Also, make sure that they have a solid down payment, 20%.
Anything else is just plain risky.
FIRE no later than 7/5/2016
at 56 (done), securing '16 401K match (done), getting '15 401K match (done), LTI Bonus (done), Perf bonus (done), maxing out 401K (done), picking up 1,000 hours to get another year of pension (done), July 1st benefits (vacation day, healthcare) (done), July 4th holiday. 0 days left. (done) OFFICIALLY RETIRED 7/5/2016!!