Originally Posted by kyounge1956
I'm now age 56, single, no children. Leaving a financial legacy (either to my nieces or a charity) has never been a big goal for me.
I have breast cancer, borderline between Stages 1 & 2. The impression I get is, there is something like an 85% probability that treatment will work and I'll live about as long as I would have otherwise....or it won't, the cancer will come back and I could, worst case, be dead in under five years (in which case when to take SS would be a moot question since I won't be 62 yet).
Before diagnosis, I thought living at least into my mid-80's was more or less a sure thing, but now, not so much. It's not so much I'm sure I will have a shorter lifespan, it's that I'm a lot less confident of living past the break-even point than I was before this all happened.
I hope your treatments go well and give you much more confidence on the health side going forward. That said, it seems to me, with you being only 56, you have quite a bit of time before you have worry about this decision, especially since the rules of the road for SS as we know it today, are apt to change in the next several years.