Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 07-15-2015, 03:18 PM   #941
Thinks s/he gets paid by the post
 
Join Date: Feb 2014
Posts: 1,260
Quote:
Originally Posted by Cantwaitanylonger View Post
Thanks. Four years ago, I took out a ten year mortgage and vowed to pay it off in five years. I beat that by a year but it was really a struggle. It is such a relief. I really cant share this with friends. I feel like I am bragging. One friend I did tell thinks I got the money from my parents. Trust me, that didn't happen. This is the only place that I can share my small victory.
We're a friendly bunch. You've just shared the victory with your online friends. I know it's not the same, but congratulations anyway.
__________________

__________________
EastWest Gal is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-15-2015, 05:35 PM   #942
Thinks s/he gets paid by the post
 
Join Date: Jan 2014
Posts: 1,097
Quote:
Originally Posted by Cantwaitanylonger View Post
........This is the only place that I can share my small victory.
That's not a small victory, paying off a 10 year mortgage that fast. Congrats!
I could see a handyman business if your good dealing with the public. This is a service that is more in demand with the aging of the population. Lawn care is too seasonal and competitive. Everybody with a lawn mower is in the business and then you need work for the winter months.
__________________

__________________
splitwdw is online now   Reply With Quote
Old 07-15-2015, 06:32 PM   #943
Recycles dryer sheets
 
Join Date: May 2011
Location: Maple Valley
Posts: 310
Quote:
Originally Posted by EastWest Gal View Post
We're a friendly bunch. You've just shared the victory with your online friends. I know it's not the same, but congratulations anyway.
Congrats! Something to celebrate!
__________________
kimcdougc is offline   Reply With Quote
Old 07-21-2015, 08:01 AM   #944
Recycles dryer sheets
 
Join Date: Dec 2013
Location: Manhattan Beach
Posts: 184
Quote:
Originally Posted by TallTim View Post
Crossed liquid NW of $4MM this AM

I know with market moves it will go back down/fluctuate .. but it was a happy morning checking my trading screens today. Even DW said she was impressed.

Been a long time coming and getting closer to the finish line.
Just a brief, positive update to this one ...

Courtesy of some smart trading and a company sale proceeds windfall, we crossed over $6MM today.

Happy to be FIREd as of July 3, and although I know it will bump up and down around the number as we start to spend it, it's a big comfort to me and DW, for sure.
__________________
TallTim is offline   Reply With Quote
Ready To Take The Leap
Old 07-24-2015, 10:09 AM   #945
Recycles dryer sheets
 
Join Date: Jul 2015
Location: Beaverton
Posts: 119
Ready To Take The Leap

Feel like this is Dave Ramsey's radio program to yell "I"m Debt Free!". Turning 60 next month. I will take a month off then go part time for a year. Paid off the new house, bought a new car with cash and completely debt free. Have $2.0mm in investments plus wife has $28k/yr pension. Will have two SS incomes. Have run every retirement calculator known to man. Will try and wait on my SS until 66 +2 mths but if we get a substantial market downturn I'll file early for it so portfolio can make it back over time.

I am very excited. I enjoy reading all the positive comments and how excited people are. Look forward to plowing through many of the forums. Spending my last weeks not thinking about work.
__________________
Bir48die is offline   Reply With Quote
Old 07-25-2015, 12:01 AM   #946
Recycles dryer sheets
 
Join Date: Nov 2014
Location: Texas
Posts: 146
Bir48
I love Dave Ramsey that's why I am here baby step 6 investing close to la Casa being paid off 53 and debt free. Same wife with pension and saving my rear end off. Hope to have a value over 1.8 in next few years

Congrats. 😊. And enjoy your hard work


Sent from my iPhone using Early Retirement Forum
__________________
Terryjm51 is offline   Reply With Quote
Old 07-25-2015, 12:03 AM   #947
Recycles dryer sheets
 
Join Date: Nov 2014
Location: Texas
Posts: 146
Quote:
Originally Posted by EastWest Gal View Post
We're a friendly bunch. You've just shared the victory with your online friends. I know it's not the same, but congratulations anyway.

I agree, congrats. I understand the hard work to make that happen


Sent from my iPhone using Early Retirement Forum
__________________
Terryjm51 is offline   Reply With Quote
Old 07-25-2015, 11:37 AM   #948
Dryer sheet wannabe
 
Join Date: Jul 2015
Posts: 17
Quote:
Originally Posted by Andre1969 View Post
Actually, looking back, hitting a net worth of zero was one of the happiest milestones of my life!
Oh yea, I remember having saved a whopping $400 and being so proud, ignoring my debt. Then I woke up! Thank god! I woke up and a major turn around in my finances and understanding. But always learning!
__________________
elisap is offline   Reply With Quote
Old 07-31-2015, 05:18 PM   #949
Recycles dryer sheets
 
Join Date: Apr 2015
Posts: 80
Final mortgage payment today, a great feeling to head towards retirement next year completely out of debt!
__________________
pacergal is offline   Reply With Quote
Old 07-31-2015, 08:38 PM   #950
Recycles dryer sheets
cooch96's Avatar
 
Join Date: May 2014
Location: Lakewood
Posts: 300
Quote:
Originally Posted by pacergal View Post
Final mortgage payment today, a great feeling to head towards retirement next year completely out of debt!
Congratulations! I dream of this day, but it'll be at least three more years for me. Assuming everything works out perfectly for the next 35 consecutive months.
__________________
Why be normal when you can be yourself?
cooch96 is online now   Reply With Quote
Old 08-05-2015, 01:51 AM   #951
Moderator
rodi's Avatar
 
Join Date: Apr 2012
Location: San Diego
Posts: 7,265
Quote:
Originally Posted by pacergal View Post
Final mortgage payment today, a great feeling to head towards retirement next year completely out of debt!
What a great feeling. I did something similar and it out a smile on my face to enter retirement debt free.
__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
rodi is offline   Reply With Quote
Old 08-05-2015, 11:55 AM   #952
Recycles dryer sheets
lem1955's Avatar
 
Join Date: Mar 2007
Posts: 117
Send a message via Yahoo to lem1955
I've got a few more months to go before ER. I moved my large 401(k) from ex-corp to Vanguard and was elevated to Flagship status. The 401(k) had been invested at 70/30. I dropped my allocation to 60/32/8. The 8% is invested in a CD ladder for the next two years. I think that may be more than I'll need for the next two years but a lot will change soon and some in ways I cannot fully predict. There will be a small 403(b) to rollover in December but I'm feeling well prepared.
__________________
Retired 12/16/2015 at 60.
lem1955 is offline   Reply With Quote
Old 08-05-2015, 03:06 PM   #953
Recycles dryer sheets
 
Join Date: Jan 2015
Posts: 156
I agree, this is a great place to share your small victories when you have no one else to share them with. My family's philosophy is spend money you don't have &/or get something at someone else's expense, and their retirement plans are either win the lottery, work until they die, or mooch off someone else. My wonderful boyfriend has no interest at all in financial/retirement planning, and thus, does not get excited about milestones. Thank goodness we have similar lifestyle and saving philosophies.
__________________
Dreaming of Freedom is online now   Reply With Quote
Old 08-05-2015, 10:53 PM   #954
Recycles dryer sheets
 
Join Date: Apr 2015
Posts: 80
Quote:
Originally Posted by rodi View Post
What a great feeling. I did something similar and it out a smile on my face to enter retirement debt free.
yes it is a great feeling
__________________
Stepping stones or stumbling blocks? It all depends on how you use them.
pacergal is offline   Reply With Quote
Old 08-05-2015, 11:03 PM   #955
Full time employment: Posting here.
 
Join Date: Aug 2014
Posts: 529
Sons are both off to schools. House is paid for. Left work as an employee for the last time yesterday. I think I can say I'm FIREd now. Not as wealthy as some here but I think I'm a bit more self sufficient and certainly in a lower cost of living area. Hopefully the jitters will go away in a few months.
__________________
ArkTinkerer is offline   Reply With Quote
Old 08-06-2015, 07:03 AM   #956
Confused about dryer sheets
 
Join Date: Aug 2015
Posts: 1
Hello long time follower, first post. DW and I just hit 700k investments. All mutual funds/Index funds. We are 32 no kids yet... Trying to fire in 10 years
__________________
fire2025 is offline   Reply With Quote
Old 08-06-2015, 01:55 PM   #957
Thinks s/he gets paid by the post
 
Join Date: Jan 2014
Posts: 1,097
fire2025, Congratulations!
__________________
splitwdw is online now   Reply With Quote
Old 08-06-2015, 10:53 PM   #958
Recycles dryer sheets
 
Join Date: Apr 2015
Posts: 80
Quote:
Originally Posted by ArkTinkerer View Post
Sons are both off to schools. House is paid for. Left work as an employee for the last time yesterday. I think I can say I'm FIREd now. Not as wealthy as some here but I think I'm a bit more self sufficient and certainly in a lower cost of living area. Hopefully the jitters will go away in a few months.
congratulations on your retirement!
__________________
Stepping stones or stumbling blocks? It all depends on how you use them.
pacergal is offline   Reply With Quote
Old 08-07-2015, 01:19 AM   #959
Dryer sheet wannabe
USADoDCBPATF's Avatar
 
Join Date: May 2015
Posts: 15
Congrats Art! I'm at a week RE now. FI for longer but wasn't ready. Enjoy!


Sent from my iPhone using Early Retirement Forum
__________________
USADoDCBPATF is offline   Reply With Quote
Old 08-07-2015, 01:24 AM   #960
Moderator
rodi's Avatar
 
Join Date: Apr 2012
Location: San Diego
Posts: 7,265
Congrats, Art.... Now get to work on that workshop!
__________________

__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
rodi is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 7 (0 members and 7 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


 

 
All times are GMT -6. The time now is 07:55 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.