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Old 10-29-2015, 08:10 AM   #1001
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We reached 100% on Firecalc. Our lifestyle wouldn't be very luxurious, but it's a nice thing anyway. Now I just feel like any additional income is just gravy.
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Old 10-29-2015, 09:34 AM   #1002
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Originally Posted by robnplunder View Post
Reached $2.4M NW due to rapidly increased home equity. Investment portfolio is at 1.86M, not much of an increase due to flat YTD market. Ready to call it an ER soon.
You mirror our NW. Will continue P/T till Spring and a miracle if I make it thru summer. Just spending some small sums to get a few mid-ticket items done and then off for good.

Biggest upset for me has been missing key fishing days on the few days I do work. Will take care of that problem soon
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Old 10-29-2015, 11:15 AM   #1003
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Originally Posted by hausfrau View Post
We reached 100% on Firecalc. Our lifestyle wouldn't be very luxurious, but it's a nice thing anyway. Now I just feel like any additional income is just gravy.
That must be a great feeling. Congrats!
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Old 10-29-2015, 12:54 PM   #1004
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We reached 100% on Firecalc. Our lifestyle wouldn't be very luxurious, but it's a nice thing anyway. Now I just feel like any additional income is just gravy.

We hit that mark sometime last year...and yes, it is for a controlled budget for us, too. It is a great feeling indeed!!! Congratulations!! Hubby has decided to continue to work a few more years to add some gravy to our projected retiree budget. The beautiful thing is that he loves his job, but if it gets to a point where he doesn't love it - he feels the freedom to walk. I think just having the freedom to do that has made him enjoy his job all the more, as he just doesn't let things get to him much now. The beauty of being FIRED.
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(49, married; DH 53. I am fully retired as of 2015 (well ok, I still work part-time but only because I love the job and have complete freedom to call off if I want to travel with hubby for work), DH hopes to fully retire 2018 when he turns 55 to access 401K penalty-free...although he may decide to do part-time consulting)
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Old 10-29-2015, 02:38 PM   #1005
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Youngest son started work as accountant today. Middle son accepted job with IRS international division for after next year's bar exam. Looks like we've dodged rebounding children--and, even better, looks like we'll have one on each of the East/West coasts, and one in chicago, which are good places to visit. :-)

Clock is starting to tick faster as we get closer to late summer of '17--DW will interview a potential replacement in a few days.
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Old 10-29-2015, 02:39 PM   #1006
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You mirror our NW. Will continue P/T till Spring and a miracle if I make it thru summer. Just spending some small sums to get a few mid-ticket items done and then off for good.

Biggest upset for me has been missing key fishing days on the few days I do work. Will take care of that problem soon
I am thinking to retire before this year ends. Got a couple of big ticket items out of the way myself. Fighting the urge to work a few more months to replenish cash spent on the said ticket items.

Training myself mentally fit for life without steady (good) income. It's easy money as one of my friends reminded me. But the easy money is taking the best year of my life, OMY at a time.
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Old 10-30-2015, 04:40 PM   #1007
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Yesterday, DW finally told her boss she was retiring at the end of the year. Our deal had been she would retire early, and I would go at the normal time. She had a terrible case of OMY, but finally, at age 57, has had enough. Her risk of stroke caused by stress just went down greatly.
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Old 11-03-2015, 07:27 AM   #1008
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As of yesterday's close, my investable assets (401k, TSP, IRA's and Taxable accounts) crossed over $240k. Wife and I are both 33 and have 2 small kids. Proud of our accomplishment!
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Old 11-03-2015, 07:39 AM   #1009
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As of yesterday's close, my investable assets (401k, TSP, IRA's and Taxable accounts) crossed over $240k. Wife and I are both 33 and have 2 small kids. Proud of our accomplishment!

You should be! When I was your age I was broke and going through a divorce. I managed to get back on plan and still retired at 56. Keep up the great work!


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Old 11-05-2015, 08:14 PM   #1010
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I broke the $8mm personal net worth threshold this week, with an additional $1.13mm for the kids education. If I can get up to $8.5 on this rally, I am going to sell some stock, pay the tax and hopefully buy more bonds at slightly better yields. If I can do that, I have no idea what I'll do! Maybe downsize and grow a beard, who knows...
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Old 11-05-2015, 08:19 PM   #1011
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If I can get up to $8.5 on this rally, I am going to sell some stock, pay the tax and hopefully buy more bonds at slightly better yields. If I can do that, I have no idea what I'll do! Maybe downsize and grow a beard, who knows...
Maybe change your forum name - with those numbers you aren't stuck anywhere.
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Old 11-06-2015, 09:07 AM   #1012
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Maybe change your forum name - with those numbers you aren't stuck anywhere.
Ha! That's what my wife says. Real estate market maybe firming so might be able to sell my oversized McMansion pretty soon- what a mistake and serves me right.
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Congrats to Hausfrau
Old 11-06-2015, 11:44 AM   #1013
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Congrats to Hausfrau

You should be very proud of yourself
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Old 11-06-2015, 06:08 PM   #1014
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My net worth dashboard on Personal Capital just crossed the $9.5MM mark. Had I perfectly timed my exit and re-entry into the markets recently I would probably be around $10MM (but had I stayed in would have probably locked in $400k of losses so not complaining.

$10MM net worth includes:
approx $1M of primary residence equity
$5M of investment real estate holdings (which is not at all liquid but NYC commercial real estate seems to be bulletproof for the time being and income producing...)

$3M taxable account
$520k IRA/401(k)
$120k cash

Still working but very seriously considering packing it in ...


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Old 11-08-2015, 03:03 PM   #1015
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My wife and I hit the $2m NW mark last week.
I turned 36 two weeks ago, that was a nice birthday surprise.
We have 2 small kids, and are hoping to FIRE by 2/2/2022
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Old 11-10-2015, 12:26 PM   #1016
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Last week wife and I passed the $600k mark. Combining 401's, roths, cash and tax accounts. Im 32...shes 31. No debt! (we rent)
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Old 12-03-2015, 06:16 AM   #1017
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Last month my son, who recently completed his degree in construction science at Texas A&M, started his first professional job with a major homebuilder. It's a major milestone for DW and I to have him gainfully employed.

By the way, if I may continue in the proud father role, he told us that his new boss embarrassed him a bit on his first day by introducing him as, "This is the young man I mentioned that had a perfect score on the Wonderlic test."

They use that problem solving/aptitude test during their hiring process, and apparently a perfect score is quite unusual.
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Old 12-19-2015, 05:06 PM   #1018
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My early stab at my 2015 federal tax return indicates I will no longer have a carry-over loss. As sad as it is to admit, I've seen that -$3,000 for as long as I can remember.
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Old 12-20-2015, 11:46 AM   #1019
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Finished the first ten years of retirement from age 55 to 65 with the same real portfolio value as retirement day, due to no-COLA pension income. Are we finished with FI/RE and starting normal retirement?
That decade was the best years of my life, thank you E-R.org.
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Old 12-21-2015, 04:31 AM   #1020
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About one year ago I decided to put my business on the market and IF it sold, retire. If not, work until Jan 1, 2016 and do a "lock and walk"...In my situation, my business, if I got one year of income out of a sale, that would be a happy day.
Sept 18, 2015 closed the deal, but buyer wanted me to stay on for 2 half-days/week until March 1, 2016, so I am in that phase.
Not sure I qualify for "early", as I will be 62.5 years old in March. Started in my business 38 years ago. Signed a "non-compete", so I'm done.

I have a 97% chance of not having to eat Alpo in my last years. Me being me, I can't stop worrying about that 3%....
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