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Old 03-17-2017, 04:27 PM   #1421
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Congrats, that is a big milestone!
BTW- does your user name refer to the car or something more cosmic?
Neither. It's a reference to the geographic location in which I live- Northern Virginia abbreviated NoVa, just outside of DC
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Old 03-17-2017, 04:34 PM   #1422
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Originally Posted by wingfooted View Post
Just a question. I've got more or less the same 'problem'.

How do you emotionally handle the rollercoaster in net worth while maintaining an investment portfolio. The daily swings can be ferocious.
Yeah the ups and downs can be pretty wild- I've seen my portfolio lose 1.5 million and single day drops of over 100k. But whenever I see the huge drops I just remember that there have been huge gains in a single day too. I think my biggest single day gain was a bit over 90k.

I always continue to just shrug my shoulders and stay the course. The good Lord giveth, and the good Lord taketh away.
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Old 03-17-2017, 04:39 PM   #1423
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Originally Posted by wingfooted View Post
Just a question. I've got more or less the same 'problem' [of 5 mill investment portfolio].

How do you emotionally handle the rollercoaster in net worth while maintaining an investment portfolio. The daily swings can be ferocious.
We are in that ballpark. The last few years have been easy. Remembering back to 1987, 2000, and 2008-09, it wasn't fun to see the percentage swings even with the then smaller portfolio. But, you just ignore them and follow the investment plan.

If you can't ignore the air pockets that will necessarily be hit, your portfolio allocation is too heavy on equities. And if you think there is a chance you can't ignore them just because you now have a bigger portfolio, or have retired, you need to adjust the portfolio allocations now. We've been moving toward a bigger fixed income alocation in anticipation of soon retiring. Given we were 100% equity for forever, we still look too heavy to most--but we have enough "cash" and short term bonds to survive a relatively long bear market with no equities being sold.
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Old 03-18-2017, 01:04 PM   #1424
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Investment portfolio crossed the 5 million mark today.
Congrats on that milestone. I closing in on that number...not quite there yet but getting close. Plan to fire before year end 2017.
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Old 03-18-2017, 01:07 PM   #1425
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Originally Posted by DrRoy View Post
Friday I called Megacorp to start my pension. 3 weeks of w**k left and I am done, then 2 weeks of accrued vacation, and the cord is fully cut.
Congrats DrRoy....just seemed like yesterday when I saw your post that you had given your 8 month notice.
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Old 03-30-2017, 11:56 PM   #1426
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with the massive uptick in real estate, i now have well over 4,000,000 in equity in my rental properties. makes my 1.3m vanguard ira seem insignificant.
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Old 03-31-2017, 03:49 AM   #1427
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Four year anniversary since I FIREd! Life is good!
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Old 03-31-2017, 03:51 AM   #1428
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I put this up on Class of 2017, but it's a milestone, so here it is again. Effectively today is my day, if officially a little later. I now start my accrued vacation days, and on 4/12 I will stop in to the office to turn in my laptop, CC, etc. However, I am w**rking no more, and will put up "I'm retired" messages on the corp phone and e-mail today. It has been 35.75 years to the day. I briefly felt a bit rudderless yesterday morning, but I think I am over it.

Later on I was thunderstruck by a song on the radio that will have to be my theme song for a while. As the Eagles so magnificently put it -

Well, I heard some people talkin' just the other day
And they said you were gonna put me on a shelf
But let me tell you I got some news for you
And you'll soon find out it's true
And then you'll have to eat your lunch all by yourself

'Cause I'm Already Gone
And I'm feelin' strong
I will sing this vict'ry song, woo, hoo, hoo, woo, hoo, hoo

Well I know it wasn't you who held me down
Heaven knows it wasn't you who set me free
So often times it happens that we live our lives in chains
And we never even know we have the key
But me, I'm Already Gone

And I'm feelin' strong
I will sing this vict'ry song
'Cause I'm Already Gone
Yes, I'm Already Gone

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Old 03-31-2017, 07:53 AM   #1429
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Originally Posted by knucklehead 61 View Post
with the massive uptick in real estate, i now have well over 4,000,000 in equity in my rental properties. makes my 1.3m vanguard ira seem insignificant.
Wow! How geographically concentrated?
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Old 03-31-2017, 07:54 AM   #1430
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Originally Posted by DrRoy View Post
I put this up on Class of 2017, but it's a milestone, so here it is again. Effectively today is my day, if officially a little later. I now start my accrued vacation days, and on 4/12 I will stop in to the office to turn in my laptop, CC, etc. However, I am w**rking no more, and will put up "I'm retired" messages on the corp phone and e-mail today. It has been 35.75 years to the day. I briefly felt a bit rudderless yesterday morning, but I think I am over it.

...
Have fun with the photography! You've posted some excellent stuff already and with time to spare, you'll undoubtedly improve. (becoming better underwater photographer is near the top of DW's retirement list)
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Old 04-01-2017, 10:57 AM   #1431
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Quote:
Originally Posted by DrRoy View Post
I put this up on Class of 2017, but it's a milestone, so here it is again. Effectively today is my day, if officially a little later. I now start my accrued vacation days, and on 4/12 I will stop in to the office to turn in my laptop, CC, etc. However, I am w**rking no more, and will put up "I'm retired" messages on the corp phone and e-mail today. It has been 35.75 years to the day. I briefly felt a bit rudderless yesterday morning, but I think I am over it.

Later on I was thunderstruck by a song on the radio that will have to be my theme song for a while. As the Eagles so magnificently put it -

Well, I heard some people talkin' just the other day
And they said you were gonna put me on a shelf
But let me tell you I got some news for you
And you'll soon find out it's true
And then you'll have to eat your lunch all by yourself

'Cause I'm Already Gone
And I'm feelin' strong
I will sing this vict'ry song, woo, hoo, hoo, woo, hoo, hoo

Well I know it wasn't you who held me down
Heaven knows it wasn't you who set me free
So often times it happens that we live our lives in chains
And we never even know we have the key
But me, I'm Already Gone

And I'm feelin' strong
I will sing this vict'ry song
'Cause I'm Already Gone
Yes, I'm Already Gone
Congrats DrRoy!

And, thanks for the trips down memory lane; one from my first FIRE day ( Day One? ), and one several from my misspent youth while listening to the Eagles.
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Old 04-01-2017, 01:30 PM   #1432
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Quote:
Originally Posted by DrRoy View Post
Later on I was thunderstruck by a song on the radio that will have to be my theme song for a while. As the Eagles so magnificently put it -

Well, I heard some people talkin' just the other day
And they said you were gonna put me on a shelf
But let me tell you I got some news for you
And you'll soon find out it's true
And then you'll have to eat your lunch all by yourself

'Cause I'm Already Gone
And I'm feelin' strong
I will sing this vict'ry song, woo, hoo, hoo, woo, hoo, hoo

Well I know it wasn't you who held me down
Heaven knows it wasn't you who set me free
So often times it happens that we live our lives in chains
And we never even know we have the key
But me, I'm Already Gone

And I'm feelin' strong
I will sing this vict'ry song
'Cause I'm Already Gone
Yes, I'm Already Gone
Awesome! Brought a smile to my face.

Yesterday was my last full-time day at w*rk, which is good. Transitioning to half time for the next month (or two?). So while I will go to w*rk on Monday, it will be a bit different.
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Old 04-05-2017, 03:45 AM   #1433
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Originally Posted by knucklehead 61 View Post
with the massive uptick in real estate, i now have well over 4,000,000 in equity in my rental properties. makes my 1.3m vanguard ira seem insignificant.


Wow-well done. How many properties do you have and what kind are they?
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Old 04-05-2017, 03:47 AM   #1434
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Quote:
Originally Posted by DrRoy View Post
I put this up on Class of 2017, but it's a milestone, so here it is again. Effectively today is my day, if officially a little later. I now start my accrued vacation days, and on 4/12 I will stop in to the office to turn in my laptop, CC, etc. However, I am w**rking no more, and will put up "I'm retired" messages on the corp phone and e-mail today. It has been 35.75 years to the day. I briefly felt a bit rudderless yesterday morning, but I think I am over it.



Later on I was thunderstruck by a song on the radio that will have to be my theme song for a while. As the Eagles so magnificently put it -



Well, I heard some people talkin' just the other day

And they said you were gonna put me on a shelf

But let me tell you I got some news for you

And you'll soon find out it's true

And then you'll have to eat your lunch all by yourself



'Cause I'm Already Gone

And I'm feelin' strong

I will sing this vict'ry song, woo, hoo, hoo, woo, hoo, hoo



Well I know it wasn't you who held me down

Heaven knows it wasn't you who set me free

So often times it happens that we live our lives in chains

And we never even know we have the key

But me, I'm Already Gone



And I'm feelin' strong

I will sing this vict'ry song

'Cause I'm Already Gone

Yes, I'm Already Gone





Congratulations!
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100k!
Old 04-14-2017, 02:23 PM   #1435
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100k!

Last month, I just passed the 100,000$ mark. Nothing feels better than having a cushion and being debt-free! Looking to many more milestones in the future. (I am 25)
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Old 04-14-2017, 03:11 PM   #1436
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Originally Posted by YoungFlyingSaver View Post
Last month, I just passed the 100,000$ mark. Nothing feels better than having a cushion and being debt-free! Looking to many more milestones in the future. (I am 25)
Congrats!
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Old 04-25-2017, 11:36 PM   #1437
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I'm pleased to announce that at age 61 1/2 I am now a millionaire based on investment savings and cash. The $1M may not last that long due to market fluctuation and because I'm retiring in 5 months and will start withdrawing funds but this was my goal early in my career and I finally made it. (I have a pension too so am comfortable with just $1M.)
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Old 04-26-2017, 06:19 AM   #1438
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I'm pleased to announce that at age 61 1/2 I am now a millionaire based on investment savings and cash. The $1M may not last that long due to market fluctuation and because I'm retiring in 5 months and will start withdrawing funds but this was my goal early in my career and I finally made it. (I have a pension too so am comfortable with just $1M.)
Congrats! (And only here and a small handful of other sites would anyone feel the need to say "just" $1M! In real life, that is a sh*tcarload of money and by no means anything to downplay!)
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Old 04-26-2017, 08:44 AM   #1439
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ABQ2015, Congratulations and enjoy your retirement.
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Old 04-28-2017, 03:25 PM   #1440
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May not last long with market fluctuations but today I hit 500k in my retirement accounts. Net worth 1.9 mil (mil retirement, Va disability, DW's SSI, 401k/IRAs, house equity). FIRE in 4 years, 8 months!

Can't tell DW or there will be a spending spree on the horizon.
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