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03-17-2017, 04:27 PM
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#1421
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Recycles dryer sheets
Join Date: May 2007
Posts: 444
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Quote:
Originally Posted by Rdub
Congrats, that is a big milestone!
BTW- does your user name refer to the car or something more cosmic?
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Neither. It's a reference to the geographic location in which I live- Northern Virginia abbreviated NoVa, just outside of DC
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03-17-2017, 04:34 PM
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#1422
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Recycles dryer sheets
Join Date: May 2007
Posts: 444
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Quote:
Originally Posted by wingfooted
Just a question. I've got more or less the same 'problem'.
How do you emotionally handle the rollercoaster in net worth while maintaining an investment portfolio. The daily swings can be ferocious.
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Yeah the ups and downs can be pretty wild- I've seen my portfolio lose 1.5 million and single day drops of over 100k. But whenever I see the huge drops I just remember that there have been huge gains in a single day too. I think my biggest single day gain was a bit over 90k.
I always continue to just shrug my shoulders and stay the course. The good Lord giveth, and the good Lord taketh away.
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03-17-2017, 04:39 PM
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#1423
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Thinks s/he gets paid by the post
Join Date: Apr 2012
Location: Nashville
Posts: 2,504
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Quote:
Originally Posted by wingfooted
Just a question. I've got more or less the same 'problem' [of 5 mill investment portfolio].
How do you emotionally handle the rollercoaster in net worth while maintaining an investment portfolio. The daily swings can be ferocious.
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We are in that ballpark. The last few years have been easy. Remembering back to 1987, 2000, and 2008-09, it wasn't fun to see the percentage swings even with the then smaller portfolio. But, you just ignore them and follow the investment plan.
If you can't ignore the air pockets that will necessarily be hit, your portfolio allocation is too heavy on equities. And if you think there is a chance you can't ignore them just because you now have a bigger portfolio, or have retired, you need to adjust the portfolio allocations now. We've been moving toward a bigger fixed income alocation in anticipation of soon retiring. Given we were 100% equity for forever, we still look too heavy to most--but we have enough "cash" and short term bonds to survive a relatively long bear market with no equities being sold.
__________________
OMY * 3 2ish Done 7.28.17
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03-18-2017, 01:04 PM
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#1424
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Recycles dryer sheets
Join Date: Mar 2012
Posts: 388
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Quote:
Originally Posted by novaman
Investment portfolio crossed the 5 million mark today.
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Congrats on that milestone. I closing in on that number...not quite there yet but getting close. Plan to fire before year end 2017.
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03-18-2017, 01:07 PM
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#1425
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Recycles dryer sheets
Join Date: Mar 2012
Posts: 388
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Quote:
Originally Posted by DrRoy
Friday I called Megacorp to start my pension. 3 weeks of w**k left and I am done, then 2 weeks of accrued vacation, and the cord is fully cut.
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Congrats DrRoy....just seemed like yesterday when I saw your post that you had given your 8 month notice.
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03-30-2017, 11:56 PM
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#1426
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Recycles dryer sheets
Join Date: Nov 2008
Posts: 169
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with the massive uptick in real estate, i now have well over 4,000,000 in equity in my rental properties. makes my 1.3m vanguard ira seem insignificant.
__________________
Early Retired on 12/18/15 at 49.
very comfortably living off of my rental income while my ira collects dust...& compounding interest!
The rentals are now paying me over double the $$$ that I made when I had a job!
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03-31-2017, 03:49 AM
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#1427
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2013
Location: Limerick
Posts: 5,633
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Four year anniversary since I FIREd! Life is good!
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03-31-2017, 03:51 AM
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#1428
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Thinks s/he gets paid by the post
Join Date: Dec 2015
Location: Michigan
Posts: 4,942
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I put this up on Class of 2017, but it's a milestone, so here it is again. Effectively today is my day, if officially a little later. I now start my accrued vacation days, and on 4/12 I will stop in to the office to turn in my laptop, CC, etc. However, I am w**rking no more, and will put up "I'm retired" messages on the corp phone and e-mail today. It has been 35.75 years to the day. I briefly felt a bit rudderless yesterday morning, but I think I am over it.
Later on I was thunderstruck by a song on the radio that will have to be my theme song for a while. As the Eagles so magnificently put it -
Well, I heard some people talkin' just the other day
And they said you were gonna put me on a shelf
But let me tell you I got some news for you
And you'll soon find out it's true
And then you'll have to eat your lunch all by yourself
'Cause I'm Already Gone
And I'm feelin' strong
I will sing this vict'ry song, woo, hoo, hoo, woo, hoo, hoo
Well I know it wasn't you who held me down
Heaven knows it wasn't you who set me free
So often times it happens that we live our lives in chains
And we never even know we have the key
But me, I'm Already Gone
And I'm feelin' strong
I will sing this vict'ry song
'Cause I'm Already Gone
Yes, I'm Already Gone
__________________
"The mountains are calling, and I must go." John Muir
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03-31-2017, 07:53 AM
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#1429
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Thinks s/he gets paid by the post
Join Date: Apr 2012
Location: Nashville
Posts: 2,504
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Quote:
Originally Posted by knucklehead 61
with the massive uptick in real estate, i now have well over 4,000,000 in equity in my rental properties. makes my 1.3m vanguard ira seem insignificant.
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Wow! How geographically concentrated?
__________________
OMY * 3 2ish Done 7.28.17
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03-31-2017, 07:54 AM
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#1430
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Thinks s/he gets paid by the post
Join Date: Apr 2012
Location: Nashville
Posts: 2,504
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Quote:
Originally Posted by DrRoy
I put this up on Class of 2017, but it's a milestone, so here it is again. Effectively today is my day, if officially a little later. I now start my accrued vacation days, and on 4/12 I will stop in to the office to turn in my laptop, CC, etc. However, I am w**rking no more, and will put up "I'm retired" messages on the corp phone and e-mail today. It has been 35.75 years to the day. I briefly felt a bit rudderless yesterday morning, but I think I am over it.
...
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Have fun with the photography! You've posted some excellent stuff already and with time to spare, you'll undoubtedly improve. (becoming better underwater photographer is near the top of DW's retirement list)
__________________
OMY * 3 2ish Done 7.28.17
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04-01-2017, 10:57 AM
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#1431
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Thinks s/he gets paid by the post
Join Date: Jul 2011
Location: The Bay Area
Posts: 2,736
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Quote:
Originally Posted by DrRoy
I put this up on Class of 2017, but it's a milestone, so here it is again. Effectively today is my day, if officially a little later. I now start my accrued vacation days, and on 4/12 I will stop in to the office to turn in my laptop, CC, etc. However, I am w**rking no more, and will put up "I'm retired" messages on the corp phone and e-mail today. It has been 35.75 years to the day. I briefly felt a bit rudderless yesterday morning, but I think I am over it.
Later on I was thunderstruck by a song on the radio that will have to be my theme song for a while. As the Eagles so magnificently put it -
Well, I heard some people talkin' just the other day
And they said you were gonna put me on a shelf
But let me tell you I got some news for you
And you'll soon find out it's true
And then you'll have to eat your lunch all by yourself
'Cause I'm Already Gone
And I'm feelin' strong
I will sing this vict'ry song, woo, hoo, hoo, woo, hoo, hoo
Well I know it wasn't you who held me down
Heaven knows it wasn't you who set me free
So often times it happens that we live our lives in chains
And we never even know we have the key
But me, I'm Already Gone
And I'm feelin' strong
I will sing this vict'ry song
'Cause I'm Already Gone
Yes, I'm Already Gone
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Congrats DrRoy!
And, thanks for the trips down memory lane; one from my first FIRE day ( http://www.early-retirement.org/foru...ml#post1457272 ), and one several from my misspent youth while listening to the Eagles.
__________________
You may be whatever you resolve to be.
100% x 10% > 10% x 100%
Small pensions & SS cover essentials
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04-01-2017, 01:30 PM
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#1432
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Recycles dryer sheets
Join Date: Apr 2016
Location: Bay Area
Posts: 187
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Quote:
Originally Posted by DrRoy
Later on I was thunderstruck by a song on the radio that will have to be my theme song for a while. As the Eagles so magnificently put it -
Well, I heard some people talkin' just the other day
And they said you were gonna put me on a shelf
But let me tell you I got some news for you
And you'll soon find out it's true
And then you'll have to eat your lunch all by yourself
'Cause I'm Already Gone
And I'm feelin' strong
I will sing this vict'ry song, woo, hoo, hoo, woo, hoo, hoo
Well I know it wasn't you who held me down
Heaven knows it wasn't you who set me free
So often times it happens that we live our lives in chains
And we never even know we have the key
But me, I'm Already Gone
And I'm feelin' strong
I will sing this vict'ry song
'Cause I'm Already Gone
Yes, I'm Already Gone
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Awesome! Brought a smile to my face.
Yesterday was my last full-time day at w*rk, which is good. Transitioning to half time for the next month (or two?). So while I will go to w*rk on Monday, it will be a bit different.
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04-05-2017, 03:45 AM
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#1433
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Posts: 1,027
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Quote:
Originally Posted by knucklehead 61
with the massive uptick in real estate, i now have well over 4,000,000 in equity in my rental properties. makes my 1.3m vanguard ira seem insignificant.
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Wow-well done. How many properties do you have and what kind are they?
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04-05-2017, 03:47 AM
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#1434
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Posts: 1,027
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Quote:
Originally Posted by DrRoy
I put this up on Class of 2017, but it's a milestone, so here it is again. Effectively today is my day, if officially a little later. I now start my accrued vacation days, and on 4/12 I will stop in to the office to turn in my laptop, CC, etc. However, I am w**rking no more, and will put up "I'm retired" messages on the corp phone and e-mail today. It has been 35.75 years to the day. I briefly felt a bit rudderless yesterday morning, but I think I am over it.
Later on I was thunderstruck by a song on the radio that will have to be my theme song for a while. As the Eagles so magnificently put it -
Well, I heard some people talkin' just the other day
And they said you were gonna put me on a shelf
But let me tell you I got some news for you
And you'll soon find out it's true
And then you'll have to eat your lunch all by yourself
'Cause I'm Already Gone
And I'm feelin' strong
I will sing this vict'ry song, woo, hoo, hoo, woo, hoo, hoo
Well I know it wasn't you who held me down
Heaven knows it wasn't you who set me free
So often times it happens that we live our lives in chains
And we never even know we have the key
But me, I'm Already Gone
And I'm feelin' strong
I will sing this vict'ry song
'Cause I'm Already Gone
Yes, I'm Already Gone
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Congratulations!
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04-14-2017, 02:23 PM
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#1435
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Confused about dryer sheets
Join Date: Apr 2017
Posts: 7
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100k!
Last month, I just passed the 100,000$ mark. Nothing feels better than having a cushion and being debt-free! Looking to many more milestones in the future. (I am 25)
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04-14-2017, 03:11 PM
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#1436
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Thinks s/he gets paid by the post
Join Date: Sep 2016
Location: Acworth
Posts: 1,214
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Quote:
Originally Posted by YoungFlyingSaver
Last month, I just passed the 100,000$ mark. Nothing feels better than having a cushion and being debt-free! Looking to many more milestones in the future. (I am 25)
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Congrats!
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04-25-2017, 11:36 PM
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#1437
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Full time employment: Posting here.
Join Date: Sep 2012
Location: Albuquerque
Posts: 839
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I'm pleased to announce that at age 61 1/2 I am now a millionaire based on investment savings and cash. The $1M may not last that long due to market fluctuation and because I'm retiring in 5 months and will start withdrawing funds but this was my goal early in my career and I finally made it. (I have a pension too so am comfortable with just $1M.)
__________________
Retired on 9/30/2017 at age 62
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04-26-2017, 06:19 AM
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#1438
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Thinks s/he gets paid by the post
Join Date: Apr 2012
Location: Nashville
Posts: 2,504
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Quote:
Originally Posted by ABQ2015
I'm pleased to announce that at age 61 1/2 I am now a millionaire based on investment savings and cash. The $1M may not last that long due to market fluctuation and because I'm retiring in 5 months and will start withdrawing funds but this was my goal early in my career and I finally made it. (I have a pension too so am comfortable with just $1M.)
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Congrats! (And only here and a small handful of other sites would anyone feel the need to say "just" $1M! In real life, that is a sh*tcarload of money and by no means anything to downplay!)
__________________
OMY * 3 2ish Done 7.28.17
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04-26-2017, 08:44 AM
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#1439
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Thinks s/he gets paid by the post
Join Date: Jan 2014
Posts: 1,760
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ABQ2015, Congratulations and enjoy your retirement.
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04-28-2017, 03:25 PM
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#1440
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Full time employment: Posting here.
Join Date: Feb 2017
Location: Severn
Posts: 947
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May not last long with market fluctuations but today I hit 500k in my retirement accounts. Net worth 1.9 mil (mil retirement, Va disability, DW's SSI, 401k/IRAs, house equity). FIRE in 4 years, 8 months!
Can't tell DW or there will be a spending spree on the horizon.
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